学生贷款证券化在中国的适用性探索
发布时间：2018-11-11 16:34
【摘要】：本文从资产证券化的角度对学生贷款的金融机制进行了探索性研究,希望为中国学生贷款的发展探索出一条新途径。探讨的内容涉及中国实施学生贷款证券化的条件及障碍,并对实施证券化的几种模式作了比较和分析,并据此认为:在现有的法律和制度条件下,以信托投资公司作为学生贷款证券化产品的发行机构,是中国开展学生贷款证券化的可选模式。
[Abstract]:This paper explores the financial mechanism of student loan from the perspective of asset securitization, hoping to explore a new way for the development of student loan in China. This paper discusses the conditions and obstacles of implementing securitization of student loans in China, compares and analyzes several models of securitization, and points out that under the existing legal and institutional conditions, As the issuing institution of student loan securitization products, trust investment company is the optional mode of student loan securitization in China.
【作者单位】： 北京大学教育学院 北京大学教育学院
【基金】：全国教育科学“十五”规划教育部青年专项课题(EFB010863) 教育部人文社会科学研究规划基金项目(01JB880004)研究成果
【分类号】：G467.8
本文编号：2325460
[Abstract]:This paper explores the financial mechanism of student loan from the perspective of asset securitization, hoping to explore a new way for the development of student loan in China. This paper discusses the conditions and obstacles of implementing securitization of student loans in China, compares and analyzes several models of securitization, and points out that under the existing legal and institutional conditions, As the issuing institution of student loan securitization products, trust investment company is the optional mode of student loan securitization in China.
【作者单位】： 北京大学教育学院 北京大学教育学院
【基金】：全国教育科学“十五”规划教育部青年专项课题(EFB010863) 教育部人文社会科学研究规划基金项目(01JB880004)研究成果
【分类号】：G467.8
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