乌兰察布市住房公积金制度执行偏差问题研究

发布时间：2018-01-12 16:24

本文关键词：乌兰察布市住房公积金制度执行偏差问题研究　出处：《内蒙古大学》2017年硕士论文　论文类型：学位论文

【摘要】：乌兰察布市于1994年开始建立住房公积金制度。在30余年的运行过程中,已逐步形成职工互助、长期储蓄、低息贷款的城镇职工住房保障体系,其在支持职工购房需求,提升职工改善住房条件能力,拉动房地产市场发展等方面所发挥的作用也越来越受到关注。但随着经济社会全面发展,住房公积金制度中存在的问题也不断显现。住房公积金制度的设计初衷是为解决住房分配改革中城镇职工购房资金来源这一难题,其目标是在城镇职工中建立起一种基本住房保障制度。但乌兰察布市在执行围绕住房公积金制定的一系列实施政策过程中,面对房地产市场发展不均衡、房价高企,职工购买住房能力不断下降的供求矛盾,以及各级政府不断对其提出的新期望、赋予的新职能,逐渐与住房公积金制度所要实现的目标产生偏差。这些偏差虽能在短期内解决当前面临的一些问题,但受限于地方政策制定者视角的局限性,缺乏总体性,长期性的规划,从长远来看,反而会加剧资源利用配置不合理、社会贫富差距拉大等现象,使住房公积金制度背离其预定政策目标。本文以公共政策执行偏差理论的角度,通过对乌兰察布市在执行住房公积金制度具体实施政策过程中的一些具体案例进行调查研究,归纳其在执行过程中存在偏差的具体表现,分析产生偏差主客观方面的原因,并为今后纠正这些偏差提供一些具有实践意义的意见和建议。
[Abstract]:In 1994, the housing accumulation fund system was established in Wulanchab city. In the course of operation for more than 30 years, it has gradually formed the housing security system for urban staff and workers with mutual aid, long-term savings and low-interest loans. Its role in supporting the demand of workers to buy houses, improve the ability of workers to improve housing conditions, stimulate the development of the real estate market, and so on, has been paid more and more attention. But with the overall economic and social development. The problems in the housing accumulation fund system are also emerging. The original intention of the housing provident fund system is to solve the problem of the source of housing funds for urban workers in the housing distribution reform. Its goal is to establish a basic housing security system among urban workers, but in the process of implementing a series of implementation policies around housing accumulation fund, Ulanchab city faces the unbalanced development of the real estate market. The high housing prices, the declining ability of workers to buy housing supply and demand contradictions, as well as the governments at all levels of their new expectations, given new functions. These deviations can solve some problems in the short term, but they are limited by the limitations of local policy makers and lack of totality. Long-term planning, in the long run, will aggravate the irrational use of resources and the widening gap between the rich and the poor. To make the housing provident fund system deviate from its predetermined policy objectives. This paper is based on the theory of deviation in the implementation of public policies. Through the investigation and study of some specific cases in the implementation of housing provident fund system in Wulanchabu city, we can conclude the concrete performance of the deviation in the implementation process. This paper analyzes the causes of subjective and objective deviations, and provides some practical suggestions and suggestions for correcting these deviations in the future.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F299.23;F832.479

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