德国住房体系建设的经验

发布时间：2019-06-05 06:12

【摘要】：正德国实行以居住为导向的住房制度,在宪法中将保障居民住房确定为联邦政府首要的政策目标之一。在政府强有力的住房政策的规范和指导下,德国的房地产市场在较长时期内维持稳定并形成了以下特点:住房供给充足,供需基本平衡;租赁市场发达,租房比例较高,住房自有率低;有完备的法律法规;实行长期固定的按揭贷款利率以及独特的住房储蓄制度。一、住房总体情况德国总人口为8216万,住房总量超过4000万套,平
[Abstract]:In Germany, housing-oriented housing system is implemented, and the guarantee of residential housing is one of the top policy objectives of the federal government in the Constitution. Under the regulation and guidance of the government's strong housing policy, the German real estate market has maintained stability for a long time and formed the following characteristics: adequate housing supply, basic balance between supply and demand; The rental market is developed, the proportion of rental housing is high, the housing ownership rate is low, there are complete laws and regulations, and the long-term fixed mortgage interest rate and the unique housing savings system are implemented. 1. The overall housing situation in Germany is 82.16 million, and the total number of housing units exceeds 40 million units.
【作者单位】：上海市房地产科学研究院;
【分类号】：F299.516

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