基于偿付能力的财产保险公司内部控制评价体系构建

发布时间：2018-01-23 19:17

本文关键词： 保险偿付能力财产保险公司内部控制框架保险公司偿付能力内部控制评价风险识别财险公司组织架构内部控制体系重要保障　出处：《财会通讯》2013年32期 　论文类型：期刊论文

【摘要】：正一、引言偿付能力对于财产保险公司安全经营具有重要意义,保险企业自身对其重视程度也日益加大。而如何通过加强内部控制,提高财险公司偿付能力也成为各界关注的重点。财产保险公司的偿付能力是指企业在财产保险标的物出现时的赔付能力:不仅包括一般保险事故发生时,还包括发生超常损失时,财产保险公司的赔偿能力。由于财产保险公司偿付能力是保险公司抗击风险、良好经营的重要保障,大多数财产保险公司对偿付能力都非常重视,我国保监会对于财产保险公司的偿付能力充足率也有严格的监管要求。多数财产保险公司为提高本公司偿付能力,满足保监会的监管要
[Abstract]:First, the introduction of solvency is of great significance to the safe operation of property insurance companies, and the insurance companies themselves pay more and more attention to it. And how to strengthen the internal control. Improving the solvency of property insurance companies has also become the focus of attention. The solvency of property insurance companies refers to the ability to pay when the subject matter of property insurance appears: not only when general insurance accidents occur. It also includes the compensation ability of the property insurance company when there are extraordinary losses. Because the solvency of the property insurance company is an important guarantee for the insurance company to resist the risk and run well. Most property insurance companies attach great importance to solvency, China Insurance Regulatory Commission has strict regulatory requirements for the solvency of property insurance companies. Most property insurance companies to improve the solvency of the company. Meet the regulatory requirements of the CIRC
【作者单位】：唐山学院;
【分类号】：F842.3;F275
【正文快照】： 一、引言偿付能力对于财产保险公司安全经营具有重要意义,保险企业自身对其重视程度也日益加大。而如何通过加强内部控制,提高财险公司偿付能力也成为各界关注的重点。财产保险公司的偿付能力是指企业在财产保险标的物出现时的赔付能力:不仅包括一般保险事故发生时,还包括发生

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