我国城镇职工基本养老保险制度的效率问题及实证研究

发布时间：2018-01-25 02:30

本文关键词： 城镇职工基本养老保险制度效率绩效评价 DEA　出处：《天津商业大学》2014年硕士论文　论文类型：学位论文

【摘要】：近年来社会保障制度改革的相对滞后已经成为我国经济体制改革进一步深入发展的瓶颈，作为社会保障制度最重要组成部分之一的城镇职工基本养老保险制度的改革也就成为理论界和实际工作部门研究的重点。经过一段时间的改革，我国城镇基本养老保险己经基本构建起了一个适合市场经济体制的制度框架，，但在这个制度框架中仍存在一些效率性的问题，有待于进一步研究和提高。随着我国人口老龄化形势的日益严峻以及市场化、城镇化水平的不断提高，养老保险的支出规模和政府负担也在日益加大，城镇职工基本养老保险制度效率的高低不但会制约养老保险制度的深化改革和发展，还会影响离退休人员的生活保障和质量。因此，研究城镇职工基本养老保险制度的效率对于保障离退休人员的生活水平和减轻国家财政的压力有重要的现实意义，并且有利于我国经济的均衡发展和社会的和谐稳定。本文以城镇基本养老保险制度效率为切入点，在我国学者相关研究的基础上，对我国城镇职工基本养老保险制度存在的问题，尤其是效率问题进行研究分析，结合DEA实证分析结果和现实的考量，以期能对提高我国未来城镇职工基本养老保险支出效率提供实证研究依据和相应的政策和建议。本文的研究思路主要从以下几个方面来展开：首先，对基本养老保险的经典理论，包括福利经济学理论、生命周期性理论和公共产品理论等进行梳理和分析。其次，对我国城镇职工基本养老保险制度目前的现状、出现的问题，尤其是效率问题进行了分析。再次，本文从获取数据的可行性、重要性和相关性的角度出发，在借鉴多位学者的研究成果的基础上，结合本文的研究内容，建立基于DEA的我国基本养老保险支出绩效评价的投入和产出评价指标体系。然后，在对投入产出数据进行处理，得出结果后，分析我国2009—2011年31个地区城镇职工基本养老保险支出效率的相对大小和各个地区在城镇职工基本养老保险中投入冗余或产出不足等情况。最后，针对我国城镇职工基本养老保险制度低效率问题，结合以DEA为基础的实证分析结果和现实考量，提出一些能提高我国未来城镇职工基本养老保险支出效率的政策建议。
[Abstract]:In recent years, the relative lag of the reform of social security system has become the bottleneck of the further development of the economic system reform in China. As one of the most important parts of the social security system, the reform of the basic old-age insurance system for urban workers has become the focus of theoretical and practical research. The basic old-age insurance in cities and towns in our country has basically constructed an institutional framework suitable for the market economy system, but there are still some problems of efficiency in this institutional framework, which need to be further studied and improved. With the increasingly serious situation of aging population and marketization, the level of urbanization continues to improve, pension insurance expenditure scale and government burden is also increasing day by day. The efficiency of the basic old-age insurance system for urban workers will not only restrict the deepening reform and development of the old-age insurance system, but also affect the life security and quality of retired people. The study of the efficiency of the basic old-age insurance system for urban workers is of great practical significance in ensuring the living standard of retired people and alleviating the pressure of national finance. And is advantageous to our country economy balanced development and the society harmonious stability. This paper takes the efficiency of the urban basic old-age insurance system as the starting point, on the basis of the relevant research by Chinese scholars, analyzes the problems, especially the efficiency, of the basic old-age insurance system for urban workers in China. Combined with the results of DEA empirical analysis and practical considerations, this paper hopes to provide empirical research basis and corresponding policies and suggestions for improving the expenditure efficiency of basic old-age insurance for urban workers in the future in China. The research ideas of this paper are mainly from the following aspects: Firstly, the classical theory of basic old-age insurance, including welfare economics theory, life periodicity theory and public goods theory, are combed and analyzed. Secondly, this paper analyzes the present situation and problems of the basic old-age insurance system for urban workers in China, especially the problem of efficiency. Thirdly, from the point of view of the feasibility, importance and relevance of obtaining data, this paper combines the research content of this paper on the basis of the research results of many scholars. This paper establishes the index system of the performance evaluation of the basic old-age insurance expenditure based on DEA. Then, after processing the input-output data, the results are obtained. This paper analyzes the relative size of the expenditure efficiency of basic old-age insurance for urban workers in 31 regions of China from 2009 to 2011, and analyzes the situation of input redundancy or insufficient output in the basic pension insurance for urban workers in each region. Finally, in view of the low efficiency of the basic old-age insurance system for urban workers in China, combined with the empirical analysis results and practical considerations based on DEA. Some policy suggestions are put forward to improve the expenditure efficiency of basic old-age insurance for urban workers in the future.
【学位授予单位】：天津商业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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