新型农村社会养老保险基金筹集与运营机制研究

发布时间：2018-01-30 07:27

本文关键词： 新型农村社会养老保险基金筹集与运营保值增值　出处：《云南民族大学》2013年硕士论文　论文类型：学位论文

【摘要】：我国人口众多，幅员辽阔，各地区经济、文化差异较大。由于城乡二元化体制，更是造成城市与农村区域发展不平衡，其中养老保险发展水平一直是城乡差异具体体现的一个方面。之前农村养老保险事业明显滞后于城市，但在2009年推行新型农村社会养老保险试点以后，农村养老问题逐渐被人们所关注，仅仅3年时间，很多省市地区就已经实现新农保全覆盖，比先前提出的2020年的目标提前了8年时间，新农保正在逐渐成为农民热议与关心的话题。人们对“人口老龄化”这个词语并不陌生，经常会看到报纸、电视中出现或听身边人谈论到。逐渐凸显的老龄化问题已经受到了世界多数国家的关注，因此，老年人成为社会焦点人群之一，加强对老年服务的建设已成为许多国家重大措施之一。农村社会养老保险制度关系到超过6亿人的养老保障利益，其中农村社会养老保险基金问题又是农村社会养老保险的核心问题和首要环节。要使农村老年人口的利益得到保障，必须改革和完善新农保基金筹集与运营机制，提高新农保基金运行效率，这样才能不断促进农村地区的经济发展，有效保障全社会的稳定与和谐。文章先阐述了新型农村社会养老保险基金的相关理论，主要是重要概念界定和基金筹集与运营机制的理论基础，并简要介绍了农村社会养老保险制度的发展历程。其次，在了解相关理论的基础上，分别分析了新型农村社会养老保险基金筹集与运营的现状及其存在的问题。再次，对比国外典型养老保险基金筹集与运营机制，并从中得到启示。文章最终总结之前的论述，，并结合中国的政治、经济发展状况以及农村地区的实际需求，研究得出健全新型农村社会养老保险基金的筹集与运营机制的有效措施。
[Abstract]:Our country has a large population, vast territory, large economic and cultural differences in various regions. Because of the urban-rural dual system, the development of urban and rural areas is not balanced. The level of development of pension insurance has been a specific embodiment of the difference between urban and rural areas. Before the rural pension insurance industry lagged behind the city, but in 2009 after the implementation of a new rural social endowment insurance pilot. The problem of rural old-age support has gradually been concerned by people. In only three years, many provinces and cities have already realized the coverage of new rural preservation, which is 8 years ahead of the target of 2020, which was put forward earlier. New rural insurance is gradually becoming a hot topic for farmers to discuss and care about. People are no stranger to the term "population aging". They often see newspapers, television or listen to people talking about it. The growing aging problem has attracted the attention of most countries in the world. The elderly have become one of the social focus groups, and strengthening the construction of elderly services has become one of the major measures in many countries. The rural social endowment insurance system is related to the benefits of pension security of more than 600 million people. Among them, the rural social endowment insurance fund is the core problem and the primary link of the rural social old-age insurance to ensure the interests of the rural elderly population. It is necessary to reform and perfect the mechanism of raising and operating the new rural insurance fund and to improve the efficiency of the new rural insurance fund in order to continuously promote the economic development of the rural areas and effectively guarantee the stability and harmony of the whole society. The article first expounds the new rural social endowment insurance fund related theory, mainly is the important concept definition and fund raising and operating mechanism of the theoretical basis. And briefly introduced the rural social endowment insurance system development process. Secondly, on the basis of understanding the relevant theory. Separately analyzed the new rural social pension fund raising and operation of the current situation and the existing problems. Thirdly, compared with the typical overseas pension fund collection and operation mechanism. Finally, the article summarizes the previous discussion, and combines the political and economic development of China as well as the actual needs of rural areas. The effective measures to improve the raising and operating mechanism of the new rural social endowment insurance fund are obtained.
【学位授予单位】：云南民族大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

【参考文献】