我国中外资寿险公司经营效率比较研究

发布时间：2018-02-02 17:22

本文关键词： 中外资寿险公司两阶段DEA 经营效率　出处：《财经论丛》2013年01期 　论文类型：期刊论文

【摘要】：本文将2003-2010年32家中外资寿险公司划分为中资老公司、中资新公司、外资老公司和外资新公司4类,运用可处理负产出的两阶段DEA模型对其效率进行了测算。研究结果表明,成立时间久、老牌的中资寿险公司在中外保险业竞争的格局下,其经营效率呈现一定的下降,但仍具备明显的比较优势,尤其体现在一阶段DEA效率。外资老公司在DEA模型一、二阶段及整体效率分析中都不及中资老公司,但新成立的中外资寿险公司间效率差距并不明显。此外,无论中资公司还是外资公司DEA二阶段效率都普遍偏低,因此提高保险资金的运用和管理水平是改善我国寿险公司效率的关键。
[Abstract]:In this paper, 32 Chinese and foreign life insurance companies from 2003 to 2010 are divided into four categories: the old Chinese-funded companies, the Chinese-funded new companies, the foreign-funded old companies and the foreign-funded new companies. Using the two-stage DEA model which can deal with negative output, the efficiency is measured. The results show that the long-established, established Chinese life insurance companies in the domestic and foreign insurance industry competition pattern. Its operating efficiency shows a certain decline, but still has obvious comparative advantages, especially in the one-stage DEA efficiency. Foreign companies in the DEA model 1. Two-stage and overall efficiency analysis are inferior to the old Chinese companies, but the efficiency gap between the newly established Chinese and foreign life insurance companies is not obvious. Both Chinese and foreign companies are generally inefficient in the second stage of DEA. Therefore, improving the utilization and management of insurance funds is the key to improve the efficiency of life insurance companies in China.
【作者单位】：浙江工业大学经贸管理学院;
【分类号】：F842.3
【正文快照】： 一、引言在我国加入世界贸易组织的承诺中,保险业在金融行业里最先全面开放。据中国保监会统计,截至2011年11月底,共有16个国家和地区的保险公司在中国设立了54家外资保险公司,各级分支机构近1300家,中国保险市场已经形成了中资与外资保险公司共同发展、公平竞争的市场格局,20

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