人寿保险行业市场开放度效率研究

发布时间：2018-02-03 19:15

本文关键词： 人寿保险市场布局开放度效率　出处：《财经理论与实践》2017年06期 　论文类型：期刊论文

【摘要】：以东、中、西部各省(市)人寿保险公司设立、寿险保费收入和中外资寿险人员安排的劳动力投入等指标数据衡量人寿保险业的市场布局,结果显示:东、中、西部2002-2011年人寿保险公司一级(省级)分公司数量和分布密度逐年增加,各省寿险保费收入和中外资寿险人员劳动力投入的布局比重基本呈现逐年递增的趋势。运用DEA中投入导向CCR模型对我国人寿保险行业市场开放度效率进行分析,结果显示:中资寿险开放度效率相对较高,全国水平次之,外资寿险较低但呈现递增波动趋势。人寿保险业市场开放布局与开放度效率呈阶段式波动递增相关关系。
[Abstract]:The east, middle and west provinces (cities) set up life insurance companies, life insurance premium income and labor input arranged by Chinese and foreign life insurance personnel, and other index data to measure the market layout of life insurance industry, the results show: East, middle. From 2002 to 2011, the number and distribution density of the first (provincial) branch of life insurance company in western China increased year by year. The distribution proportion of life insurance premium income and labor force investment of Chinese and foreign life insurance personnel in each province is increasing year by year. Using the Input-Oriented CCR Model of DEA to improve the efficiency of opening up the life insurance market in China. Analysis. The results show that the opening efficiency of Chinese life insurance is relatively high, followed by the national level. The life insurance of foreign capital is lower but tends to fluctuate progressively. The open distribution of life insurance industry is correlated with the open degree efficiency in a stage-style manner.
【作者单位】：湖南师范大学商学院;湖南大学工商管理学院;
【基金】：2017年湖南省社科成果评审委课题(XSP17YBZZ087) 湖南师范大学2016年社科研究项目(2016BQ28) 国家自然科学基金创新研究群体(71221011)
【分类号】：F842.3
【正文快照】： 一、引言随着国内保险市场对外资全面开放,人寿保险业进入了一个新的发展时期,保险业取消了保险公司经营的保险产品险种和地域限制,如何优化人寿保险业东、中、西部市场布局,提高寿险业开放性成为企业界实践和学术界研究共同关注的课题。在国外Weiss(1986)运用非前沿方法研究

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