基于施工风险评估的桥梁工程保险费率厘定优化研究

发布时间：2018-02-09 16:01

本文关键词： 桥梁施工工程保险风险评估费率厘定　出处：《长安大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着我国经济的快速发展，桥梁作为公路交通的枢纽环节，对经济社会的平稳快速发展有重要意义，一旦发生自然灾害或者其他意外事故，将会造成极为严重的后果。如何做到在事故发生前预防事故的发生，在事故发生后尽量降低事故造成的损失，这对于桥梁建设管理单位十分重要。从发达国家的经验来看，工程保险具有防损减损、转移风险的作用，因此应当重视桥梁工程保险的研究。在所有事故中，施工期间的安全事故占了较大比重，本文基于桥梁施工过程风险评估结果开展桥梁工程保险费率厘定研究。论文分为施工风险评估研究和桥梁工程保险费率厘定研究两个部分，通过运用模糊综合评价法的结果对原有桥梁工程保险费率进行修正的方法对工程实例进行了应用。 1.在对桥梁施工风险特点和分类充分整理归纳的基础上，进行了桥梁施工风险识别方法的研究，并且提出了桥梁施工风险识别流程，建立了桥梁工程项目风险清单。 2.通过对工程项目风险估计中风险概率估计研究和风险损失估计研究，建立了风险概率等级标准和风险损失等级标准。依据工程风险的评价目的和评价准则，采用多种风险评价方法对工程项目的风险进行了研究分析。 3.分析归纳整理了5种常用的工程保险费率计算方法，提出了基于风险评估结果的增减法对桥梁工程施工期间的工程保险费率进行厘定。 4.将建立的桥梁施工风险识别、风险评价以及工程保险费率厘定方法应用于实际桥梁工程项目，做到了对桥梁施工期间工程保险费率厘定的全过程研究。
[Abstract]:With the rapid economic development of our country, as the hub of highway traffic, bridge is of great significance to the steady and rapid development of economy and society. Once natural disasters or other accidents occur, How to prevent the accident before the accident and minimize the loss caused by the accident after the accident, which is very important for the bridge construction management unit. From the experience of the developed countries, Engineering insurance has the function of damage prevention and risk transfer, so we should pay attention to the research of bridge engineering insurance. Of all the accidents, safety accidents during construction accounted for a large proportion. Based on the risk assessment results of bridge construction process, this paper studies the premium rate determination of bridge engineering, which is divided into two parts: construction risk assessment research and bridge engineering insurance rate determination research. By using the result of fuzzy comprehensive evaluation method to revise the insurance rate of the original bridge engineering, the engineering example is applied. 1. Based on the analysis of the characteristics and classification of the bridge construction risk, the method of bridge construction risk identification is studied, and the process of bridge construction risk identification is put forward, and the risk list of bridge construction project is established. 2. Based on the research of risk probability estimation and risk loss estimation in engineering project risk estimation, the risk probability grade standard and risk loss grade standard are established. Various risk assessment methods are used to study and analyze the risk of engineering projects. 3. Five common methods of calculating engineering insurance rate are analyzed and summarized, and an increase and decrease method based on the result of risk assessment is put forward to determine the insurance rate during the construction of bridge engineering. 4. The methods of bridge construction risk identification, risk evaluation and engineering insurance rate determination are applied to the actual bridge project, and the whole process of insurance rate determination during bridge construction is studied.
【学位授予单位】：长安大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.6;U445.1

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