老年社会下我国医保基金风险问题研究

发布时间：2018-02-22 22:57

本文关键词： 老年社会医保基金风险防范　出处：《甘肃社会科学》2017年05期 　论文类型：期刊论文

【摘要】：我国的老龄化已呈快速并不可逆转的发展趋势,老年社会的总体趋势呈现出"四快两高一低"的金字塔模型。老龄人口的快速增加使得老年人对医保需求的开口持续加大,医疗保险基金面临着老年人口增多,交付比例减少;患病人数比例加大,支付压力增大;医疗需求多样化,基金有效运行不足的风险。为应对老龄化带来的医保基金风险,研究认为需要基于我国国情与社会现状,通过提高医保基金收入、减少医保基金支出、有效运行医保基金,制定符合中国特色老年社会的医保基金风险防范措施。
[Abstract]:The aging of our country has been developing rapidly and irreversibly, and the general trend of the elderly society is showing the pyramid model of "four fast, two high and one low". The rapid increase of the aging population makes the old people's demand for medical insurance continuously increase. The medical insurance fund is facing an increase in the number of elderly people and a decrease in the proportion of delivery; an increase in the number of patients and an increase in the pressure to pay; the diversification of medical needs and the risk that the fund is not functioning effectively. Based on the situation of our country and the current situation of our society, it is necessary to improve the income of medical insurance fund, reduce the expenditure of medical insurance fund, run the medical insurance fund effectively, and formulate the risk prevention measures of medical insurance fund in accordance with the Chinese characteristics of the elderly society.
【作者单位】：湖南师范大学马克思主义学院;
【基金】：国家社会科学基金项目“老年慢性病智慧居家服务模式研究”(项目批准号:15BSH123)
【分类号】：D669.6;F842.684

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