河北省农业保险现状与发展对策研究

发布时间：2018-02-23 21:32

本文关键词： 政策性农业保险农业保险发展体系农业保险经营模式农业保险补贴　出处：《中南林业科技大学》2014年硕士论文　论文类型：学位论文

【摘要】：农业保险是一种重要的金融手段来规避非系统性农业风险,而农险也是三大支柱里的一种现代农业发展,一个绿箱政策所允许的WTO规则来支持一个幼文化,有很大的福利效率和被认为是由许多国家政府的大部分。然而,中国的农业保险已陷入一个条件的市场失灵,而中国加入世贸组织和农业保险需求迫切,因为双方的市场风险和自然风险。第一部分是历史和现实的农业保险,由第一章至第三章构成的。第一章阐述了本文的研究背景、意义、研究方法等；第二章阐述了农业保险相关的基本问题,介绍了农业保险的特点和农业保险的性质。第三章分析了有关农业保险实践和经验,得到一些有益的启示。第二部分是根据现状分析河北省农业保险,探讨建立河北省农业保险制度,由第四章和第五章构成的。第四章介绍了农业保险在中国的发展,比较客观的评价中国和河北省农业保险存在的主要问题,这些问题主要是从农业保险的两个行为主体角度来分析的。第五章主要阐述了农业保险制度的建立。河北省农业保险的目前发展是以当地政府为基础,以在农村基层建立互助合作保险组织为主,以商业保险为辅,最后建立多层次、多渠道支持系统、多主体经营的政策性农业保险制度。河北省农业保险商业模式应该基于一个政府再保险的规章、地方互助保险为基础,吸收了商业保险公司参与农村保险组织体系业保险公司参与的农村保险组织体系,在此同时需要多渠道的支持和政府推动和诱导。第三部分是提出对策来发展河北省农业保险的,是由第六章和第七章构成的。第七章是提出政策建议来发展河北省农业保险的：积极创造条件,打好农业保险立法工作的基础；加强农业保险的宣传力度和推广力度,来提高农民的保险意识；开辟广泛的农业保险基金来源和渠道；明确管理主体并且要加强管理职能；重视再保险对农业保险的支持作用；走保险与抗灾救灾相结合的道路；培养和建设高素质的专业团队的农业保险等。
[Abstract]:Agricultural insurance is an important financial means to avoid non-systemic agricultural risks, and agricultural insurance is one of the three pillars of modern agricultural development, a green box policy allowed by the WTO rules to support a young culture. There is great welfare efficiency and is considered by many governments to be the majority. However, China's agricultural insurance has fallen into a conditional market failure, and China's accession to the WTO and the demand for agricultural insurance are urgent. Because of both the market risk and natural risk. The first part is historical and realistic agricultural insurance, which is composed of chapters one to three. The first chapter describes the background, significance and research methods of this paper; the second chapter expounds the basic problems related to agricultural insurance. This paper introduces the characteristics of agricultural insurance and the nature of agricultural insurance. The third chapter analyzes the practice and experience of agricultural insurance, and gets some useful enlightenment. The second part is to analyze agricultural insurance in Hebei Province according to the present situation. This paper discusses the establishment of agricultural insurance system in Hebei Province, which is composed of 4th chapters and 5th chapters. Chapter 4th introduces the development of agricultural insurance in China and evaluates objectively the main problems existing in agricultural insurance in China and Hebei Province. These problems are mainly analyzed from the perspective of two actors of agricultural insurance. Chapter 5th mainly expounds the establishment of agricultural insurance system. The current development of agricultural insurance in Hebei Province is based on the local government. To establish mutual assistance and cooperation insurance organizations at the rural grass-roots level, supplemented by commercial insurance, and finally to establish a multi-level and multi-channel support system. The agricultural insurance business model of Hebei Province should be based on a government reinsurance regulation and local mutual insurance. Has absorbed the participation of commercial insurance companies in the rural insurance organization system the rural insurance organization system in which insurance companies participate, At the same time, it needs multi-channel support and government promotion and guidance. The third part is to put forward countermeasures to develop agricultural insurance in Hebei Province. Chapter 7th is composed of Chapter 6th and Chapter 7th. Chapter 7th is to put forward policy suggestions to develop agricultural insurance in Hebei Province: to actively create conditions and lay a good foundation for legislation on agricultural insurance; and to strengthen the propaganda and promotion of agricultural insurance. To improve farmers' insurance awareness; to open up a wide range of sources and channels of agricultural insurance funds; to clarify the main body of management and to strengthen the management function; to attach importance to the role of reinsurance to support agricultural insurance; to take the road of combination of insurance and disaster relief; Cultivate and build a high-quality professional team of agricultural insurance and so on.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

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