江苏省政策性农业保险发展研究

发布时间：2018-03-04 03:11

本文选题：农业保险　切入点：经营模式　出处：《南京农业大学》2014年硕士论文　论文类型：学位论文

【摘要】：农业是我国的基础产业,在国民经济中占有重要地位,而农业保险在保障农业发展、农民增收、农村富裕中发挥重要作用。2007年,江苏省被列为6个农业保险试点省份之一,中央财政给予保费补贴,鼓励当地政府发展农业保险,这为农业保险发展提供了良好的机遇。农业保险的发展有利于提高政府社会管理效率、减轻政府财政救济负担、提高公共服务水平,有利于防范农业风险、提高农民生活质量,促进农村社会事业发展。本文以江苏省政策性农业保险为研究对象,结合国内外农业保险运营模式,在概括江苏省农业保险发展现状、特点的基础上,深入分析江苏省农业保险运作成效,提出江苏省政策性农业保险存在法律制度需要完善、补贴制度需要调整、逆选择和道德风险需要防范、从业人员需要培训。从改善补贴政策、鼓励对农业保险政策研究、加大农业产业结构调整、设立专业监管机构、构建农业保险防灾减灾体系、深入宣传参保农业保险意义6个方面进行建议,得出主要结论：政府在农业保险组织推动协调发展中发挥重要作用,政府承担农业保险政策制定、财政补贴、合规检查。
[Abstract]:Agriculture is the basic industry of our country and plays an important role in the national economy. In 2007, Jiangsu Province was listed as one of the six pilot provinces of agricultural insurance, while agricultural insurance plays an important role in ensuring the development of agriculture, increasing the income of farmers and making rural areas rich. The central government subsidizes premiums and encourages local governments to develop agricultural insurance, which provides a good opportunity for the development of agricultural insurance. The development of agricultural insurance is conducive to improving the efficiency of the government's social management and lightening the burden of government financial relief. Improving the level of public service is conducive to preventing agricultural risks, improving the quality of life of farmers and promoting the development of rural social undertakings. This paper takes policy-oriented agricultural insurance in Jiangsu Province as the research object and combines the operation mode of agricultural insurance at home and abroad. On the basis of summarizing the present situation and characteristics of agricultural insurance development in Jiangsu Province, this paper analyzes deeply the operational effect of agricultural insurance in Jiangsu Province, and points out that there exists a legal system for agricultural insurance in Jiangsu Province that needs to be perfected, and the subsidy system needs to be adjusted. From improving the subsidy policy, encouraging the research on the agricultural insurance policy, increasing the adjustment of the agricultural industrial structure, setting up specialized supervision organizations, and constructing the agricultural insurance disaster prevention and mitigation system, The main conclusions are as follows: the government plays an important role in promoting the coordinated development of agricultural insurance organizations, the government undertakes the policy formulation of agricultural insurance, financial subsidies, compliance inspection.
【学位授予单位】：南京农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

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