广西物流保险发展研究

发布时间：2018-03-04 08:35

本文选题：物流保险　切入点：风险管理　出处：《广西大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着中国-东盟自由贸易区的建成,以及广西北部湾经济区的迅猛发展,广西的经济发展速度已经高于全国平均水平。广西物流业伴随着广西经济的增长也在高速发展,而相关的保险需求也越来越突出。目前广西物流业与保险业并没有实现很好地相互契合和协调发展,且存在着许多问题,阻碍着物流业和保险业的继续完善与发展。因此,有必要对广西现行的物流保险体系进行分析,明确各种风险,从而进行必要的风险管理与保险开发,为物流行业的发展起到保障作用,推动广西经济又快又稳地发展。本文以现代保险学、现代物流学和风险管理学为理论基础,分析现代物流运行中各环节存在的风险,结合广西的物流业发展环境,介绍了广西物流保险的需求现状,发现广西物流业规模持续扩大,物流保险需求量巨大,而物流保险责任范围需求在拓宽,专业的保险人才也存在缺失。与此同时,笔者从广西物流保险的规模和扩张速度、广西物流保险的险种结构、物流保险责任范围和供给意愿对广西物流保险的供给现状进行了介绍。经过需求与供给的对比,文中指出,物流保险相关政策法规缺失,专业人才稀缺,现有物流保险险种设计不合理,无法满足市场需求,缺乏专业有效保险服务,物流保险销售策略滞后,海洋运输货物保险的发展未跟上广西发展步伐。对于这些问题,文中提出了六点针对性的对策建议。笔者认为,应利用广西区位优势,以政策法规带动物流保险发展,加强广西相关人才的培养和引进,打造稳定的物流保险队伍,扩大承保范围,为广西市场定制物流保险产品,根据广西实情,细分市场并调整销售策略,创新保险服务,协助物流企业进行风险管理,大力挖掘海洋运输货物保险,匹配广西市场需求。本文从广西物流业发展的角度对物流保险的发展提出建议,从而为保险公司提供物流保险的发展思路,以期保险业与物流业形成良性互动,构建物流企业与保险企业的双赢,降低物流业风险的同时,促进广西物流业的发展,为物流业发展保驾护航,在此基础上为广西的经济发展贡献微薄之力。
[Abstract]:With the establishment of the China-ASEAN Free Trade area and the rapid development of Guangxi's Beibu Gulf Economic Zone, Guangxi's economic development rate has been higher than the national average. But the related insurance demand is more and more prominent. At present, the logistics industry and insurance industry in Guangxi have not achieved good mutual agreement and coordinated development, and there are many problems, which hinder the further improvement and development of logistics industry and insurance industry. It is necessary to analyze the current logistics insurance system in Guangxi and make clear all kinds of risks so as to carry out the necessary risk management and insurance development to ensure the development of the logistics industry and to promote the rapid and steady development of Guangxi economy. Based on the theories of modern insurance, modern logistics and risk management, this paper analyzes the risks existing in various links of modern logistics operation, and introduces the demand status of Guangxi logistics insurance combined with the development environment of Guangxi logistics industry. It is found that the scale of logistics industry in Guangxi continues to expand, the demand for logistics insurance is huge, and the scope of liability for logistics insurance is being widened, and the professional insurance personnel are also missing. At the same time, the author starts with the scale and expansion speed of logistics insurance in Guangxi. The present supply situation of Guangxi logistics insurance is introduced in terms of the insurance type structure of Guangxi logistics insurance, the scope of logistics insurance liability and the willingness of supply. Through the comparison of demand and supply, it is pointed out that the relevant policies and regulations of logistics insurance are missing. The shortage of professional personnel, unreasonable design of existing logistics insurance insurance, unable to meet market demand, lack of professional and effective insurance services, logistics insurance sales strategy lags behind, The development of marine freight insurance has not kept pace with the development of Guangxi. In view of these problems, this paper puts forward six pertinent countermeasures and suggestions. The author thinks that the development of logistics insurance should be promoted by using Guangxi's regional advantages and policies and regulations. Strengthen the cultivation and introduction of relevant talents in Guangxi, build a stable logistics insurance team, expand the scope of insurance coverage, customize logistics insurance products for the Guangxi market, segment the market and adjust sales strategies, and innovate insurance services, according to the actual situation of Guangxi, Assist logistics enterprises to carry out risk management, vigorously excavate marine transportation cargo insurance, match Guangxi market demand. This paper puts forward some suggestions on the development of logistics insurance from the point of view of the development of logistics industry in Guangxi, so as to provide insurance companies with the development ideas of logistics insurance, in order to form a benign interaction between the insurance industry and the logistics industry, and to build a win-win situation between logistics enterprises and insurance enterprises. While reducing the risk of logistics industry, we should promote the development of logistics industry in Guangxi, guarantee the development of logistics industry, and contribute to the economic development of Guangxi on this basis.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.6

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