城中村转型过程中居民养老保险运行机制研究

发布时间：2018-03-11 05:15

本文选题：城中村改造　切入点：失地居民　出处：《青岛大学》2013年硕士论文　论文类型：学位论文

【摘要】：目前我国正处于加快推进社会主义现代化建设的重要战略机遇期,面对到2020年全面建成小康社会的新任务,必须稳步推进“城镇化”,构建文明、生态、和谐、宜居城市。在这一过程,必须妥善安置城中村转型居民,保障好居民权益,使之能够真正融入城市生活,避免“伪城镇化”现象出现。而完善的养老保险机制能够有效解除和预防贫困以及某些经济社会风险对城中村转型居民造成的威胁,保障其生存权和发展权,能够有效缩小社会贫富差距,实现社会公平,同时对发展和完善我国养老保险体制具有重要意义。论文主要是针对城中村转型中居民这一特定群体,为保障其养老权益,提出了构建以“2+2”模式为核心的新型居民养老保险机制。首先,论文介绍了城中村存在的背景及其存在的负面问题,分析了城中村转型中居民面临养老风险的原因以及这一特定群体养老保险的特殊性。其次,文章中对我国城中村转型中居民养老保险的政策沿革做了系统的梳理,并以北京、天津、上海、浙江、重庆等典型地区针对城中村转型居民所选取的养老保险模式进行总结、分析,发掘出养老保险机制存在的主要问题,包括：立法层次偏低、结构框架设计存在缺陷、构建中政府责任缺失、资金供给机制不合理、资金管理运营不成熟、对运行缺乏有力监督。最后,通过之前的分析和借鉴,提出了创建以“2+2”模式为核心的新型居民养老保险机制,从缴费机制、账户设置、养老金运营机制、监督机制以及支持保障体系等五个方面提出对策建议,以求创新出全国普遍适用的城中村转型居民养老保险机制,完善我国养老保险体系,保障城中村居民权益,推动城镇化进程,促进全面建成小康社会目标的顺利实现。
[Abstract]:At present, our country is in the important strategic opportunity period of speeding up the construction of socialist modernization. In the face of the new task of building a well-off society in an all-round way by 2020, we must steadily promote "urbanization" and construct civilization, ecology and harmony. Livable cities. In this process, it is necessary to properly resettle the residents of the villages in cities, to safeguard the rights and interests of the residents, and to enable them to truly integrate into urban life. To avoid the phenomenon of "pseudo-urbanization." and a sound pension insurance mechanism can effectively remove and prevent poverty and certain economic and social risks to the residents of the urban village transition, and guarantee their right to survival and development. It can effectively reduce the gap between the rich and the poor, realize social equity, and at the same time, it is of great significance to the development and improvement of the endowment insurance system in China. In order to protect the pension rights and interests of the residents in the transformation of villages in the city, this paper puts forward a new type of endowment insurance mechanism with "22" mode as the core. This paper introduces the background and negative problems of the village in the city, analyzes the reasons why the residents are facing the pension risk and the particularity of the pension insurance in this particular group. The article systematically combs the policy evolution of the residents' endowment insurance in the transformation of urban villages in China, and summarizes the pension insurance model selected by the residents in the transition of urban villages in Beijing, Tianjin, Shanghai, Zhejiang, Chongqing and other typical areas. The main problems of endowment insurance mechanism are analyzed and explored, including: low legislative level, defects in structural framework design, lack of government responsibility in construction, unreasonable fund supply mechanism, immature capital management and operation. Finally, through the previous analysis and reference, a new type of resident old-age insurance mechanism based on "22" mode is put forward, which includes payment mechanism, account setting, pension operation mechanism, etc. Five aspects such as supervision mechanism and support security system are put forward in order to innovate the universal applicable old-age insurance mechanism for urban village residents, perfect the pension insurance system of our country, and protect the rights and interests of urban village residents. To promote the urbanization process and the smooth realization of the goal of building a well-off society in an all-round way.
【学位授予单位】：青岛大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.67

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