山西省新型农村社会养老保险问题的研究

发布时间：2018-03-11 22:19

本文选题：山西省　切入点：新型　出处：《山西财经大学》2014年硕士论文　论文类型：学位论文

【摘要】：自2009年新型农村社会养老保险山西试点以来，山西省政府给与了高度的关注。在贯彻实施国务院颁发的《关于开展新型农村社会养老保险试点工作的指导意见》政策，在全省范围内广泛地推行新型农村养老保险。新型农村社会养老保险制度对原有的落后的农村养老保险制度进行了改革和完善。本文从山西省新型农村社会养老保险制度实施的现状入手，从资金筹集、覆盖面、待遇水平、基金运营和监督管理等五方面对山西省新型农村养老保险现状进行详细的实证分析。总结出山西省新农保在资金筹集、覆盖面、待遇水平、基金运营和监督管理等五方面存在的问题：缴费档次低，政府补贴少；覆盖面窄，参保率低；待遇水平低，城乡差距大；基金统筹层次低，保值增值难；管理滞后，制度衔接差。根据试点现状和我省的整体经济、人口等因素，从农村居民收入、人口流动、人口老龄化等内部因素以及城乡二元差距、经济、文化等外部因素，分析我省新型农村社会养老保险制度问题存在的原因。结合德国和日本的农村养老保险成功经验，对我省新型农村养老保险的完善提出实施有效的激励措施，加大政府投入，加强宣传教育，扩大新农保覆盖面，提高待遇水平，打破二元格局，妥善管理资金，优化新农保基金投资运营结构，完善新农保制度，，推行多种养老方式等针对性的建议。
[Abstract]:Since 2009, the Shanxi Provincial Government has paid great attention to the pilot project of the new rural social old-age insurance in Shanxi Province. In carrying out the policy of "guiding opinions on developing the pilot work of the New Rural Social Old-age Insurance" issued by the State Council, The new rural old-age insurance has been widely implemented in the whole province. The new rural social old-age insurance system has reformed and perfected the original backward rural old-age insurance system. This paper starts with the new rural social old-age insurance system in Shanxi Province. Starting with the status quo of the implementation of the insurance system, From five aspects of fund raising, coverage, treatment level, fund operation and supervision and management, this paper makes a detailed empirical analysis on the current situation of new rural old-age insurance in Shanxi Province. There are five problems in fund operation and supervision and management: low payment level, low government subsidy, narrow coverage, low participation rate, low treatment level, large gap between urban and rural areas, low overall planning level of fund, difficulty in maintaining and increasing value, and lagging behind in management. Poor institutional cohesion. According to the status quo of the pilot project and the overall economy, population and other factors of our province, internal factors such as income of rural residents, population mobility, population aging, as well as external factors such as the urban-rural dual gap, economy, culture, etc., This paper analyzes the causes of the problems in the new rural social old-age insurance system in our province. Combined with the successful experience of the rural old-age insurance in Germany and Japan, it puts forward effective incentive measures for the perfection of the new-type rural old-age insurance in our province, and increases government investment. Strengthen propaganda and education, expand the coverage of the new rural insurance, improve the level of treatment, break the dual pattern, properly manage the funds, optimize the investment and operation structure of the new rural insurance fund, perfect the new rural insurance system, and carry out various ways of providing for the aged.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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