重庆农村居民参加城乡居民社会养老保险影响因素研究

发布时间：2018-03-17 04:38

本文选题：重庆农村居民　切入点：城乡居民社会养老保险　出处：《重庆大学》2014年硕士论文　论文类型：学位论文

【摘要】：建立覆盖全国农村的新型农村社会养老保险制度是应对农村老龄化,解决农村传统养老方式功能弱化的需求此举对完善社会保障体系,实现广大农民老有所养,消除城乡二元结构,建设社会主义新农村,构建社会主义和谐社会具有十分重大的意义。2009年9月，国务院办公厅颁布实施《关于开展新型农村社会养老保险试点的指导意见》，决定在全国选择10%的县（市、区、旗）开展新型农村社会养老保险试点工作(以下简称“新农保”)，计划在2020年实现对农村适龄居民的全覆盖。西部唯一的直辖市重庆市也在试点范围之中。该文件的颁布是我国农村社会养老保险制度发展过程中的划时代的壮举。根据该文件并结合实际，重庆市颁发了《重庆市城乡居民社会养老保险试点实施意见》，决定从2009年9月开始选择15个区县进行城乡居民社会养老保险试点，计划到2012年实现全覆盖。居民养老保险以农村居民为主体，本质上属于“新农保”。在城乡居民社会养老保险制度的发展过程中,重庆市由于农民收入水平普遍偏低,集体经济欠发达,同时受到政府财政能力的限制,面临的矛盾与困难也更多。本文是在基于分析重庆城乡居民社会养老保险运行现状的基础上,对其参保率的影响因素进行探究，以期为城乡居民社会养老保险的可持续发展做出一些有益的探索。本文共七部分内容：第一部分，绪论，简要介绍本文的研究背景、研究目的意义、研究思路和方法；第二部分，国内外文献综述；第三部分，重庆市城乡居民社会养老保险运行现状；第四部分，调研区域概况以及方案设计；第五部分，影响农村居民参加城乡居民社会养老保险的因素分析；第六部分，，总结研究结论并提出了提高参保率的对策建议。
[Abstract]:The establishment of a new rural social old-age insurance system covering rural areas throughout the country is to deal with the aging of the countryside and to solve the need for weakening the function of the traditional rural old-age care system. This will help to improve the social security system and achieve a sense of security for the majority of farmers. It is of great significance to eliminate the dual structure between urban and rural areas, to build a new socialist countryside and to build a harmonious socialist society. In September 2009, The General Office of the State Council promulgated and implemented the guidelines on the pilot of the New Type of Rural Social Endowment Insurance, and decided to select 10% counties (cities and districts) throughout the country. The pilot work of new rural social endowment insurance (hereinafter referred to as "new rural insurance") is planned to achieve full coverage of rural residents of appropriate age in 2020. Chongqing, the only municipality directly under the central government in the west, is also in the scope of the pilot. This document. The promulgation of this document is an epoch-making feat in the development of the rural social old-age insurance system in China. Chongqing Municipality issued "opinions on the pilot implementation of Social Endowment Insurance for Urban and Rural residents of Chongqing" and decided to select 15 districts and counties to carry out the pilot project of social old-age insurance for urban and rural residents from September 2009. The plan is to achieve full coverage by 2012. Rural residents are the main body of the resident pension insurance, which is essentially a "new rural insurance". In the process of the development of the social endowment insurance system for urban and rural residents, the income level of the peasants in Chongqing is generally low. The collective economy is underdeveloped, at the same time limited by the financial ability of the government, it faces more contradictions and difficulties. This paper is based on the analysis of the current situation of social endowment insurance for urban and rural residents in Chongqing. In order to make some beneficial exploration for the sustainable development of the social endowment insurance of urban and rural residents, this paper probes into the influencing factors of the rate of participating in the insurance. This paper consists of seven parts: the first part, introduction, briefly introduces the research background, research purpose, research ideas and methods; the second part, the domestic and foreign literature review; the third part, Chongqing urban and rural residents social endowment insurance operation status quo; 4th part, survey regional overview and program design; 5th part, affecting rural residents to participate in urban and rural residents social old-age insurance factors analysis; 6th part, The conclusion of the study is summarized and the countermeasures and suggestions to improve the rate of insurance participation are put forward.
【学位授予单位】：重庆大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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