泰山区新型农村社会养老保险制度研究

发布时间：2018-03-18 02:05

本文选题：新型农村社会养老保险　切入点：基金筹集　出处：《山东农业大学》2014年硕士论文　论文类型：学位论文

【摘要】：中国作为一个农业大国，农村人口约占全国总人口的71%，而农村的老龄人口占到了全国总人口的75%。人口老龄化已经成为一个不可忽视的问题。新型农村社会养老保险由中央财政和地方财政直接补贴，是继我国取消农业税后的又一重大惠民工程。山东是较早开展新型农村社会养老保险试点工作的省份，早在2003年，就相继在青岛和烟台的部分地方进行了新型农村社会养老保险的试点，泰安市的农村社会养老保险制度于1992年开始组织实施，经历了试点推广(1992—1997年)、整顿规范(1998—2003年)、新型农村社会养老保险探索试点(2003年至今)三个阶段。本论文第一部分主要介绍了新型农村社会养老保险制度研究的背景、目的和意义，归纳了国内外学者关于农村养老保险的研究情况。列出本文的研究方法和研究思路，并指出了本文的创新点和不足。第二部分阐述了农村养老保险制度研究的理论基础，对我国目前的养老模式进行了分析，，并对我国新型农村社会养老保险制度的运行情况进行了归纳，在新型农村社会养老保险制度中引入了福利经济学理论、市场失灵理论和公共财政理论。第三部分首先介绍了泰山区的主要情况，泰山区新型农村社会养老保险制度的运行情况，包括基金筹集情况和待遇发放情况等，还简单介绍了传统农村社会养老保险与新型农村社会养老保险对接情况。第四部分着重分析了当前泰山区农村养老保险存在的问题。其中有制度缺陷，导致新型农村社会养老保险制度的持续性不够的问题，也有农村的一些现实情况导致的基金增值差、基金监管不到位及信息化管理落后等问题。第五部分提出了完善泰山区新型农村社会养老保险制度的建议。建议在保证基金安全的情况下多尝试一些基金保值增值的渠道、提出使用基金监管系统对新型农村社会养老保险基金进行实时监控以及加强社保业务经办服务能力建设的途径等。
[Abstract]:China, as a large agricultural country, The rural population accounts for about 71% of the total population of the country, while the aged population in the countryside accounts for 75% of the total population of the country. The aging of the population has become a problem that cannot be ignored. The new type of rural social endowment insurance is directly subsidized by the central and local governments. It is another major project for the benefit of the people following the abolition of agricultural taxes in our country. Shandong was the province that carried out the pilot work of a new type of rural social old-age insurance earlier, as early as 2003. In some parts of Qingdao and Yantai, the pilot project of the new rural social old-age insurance was carried out in succession. In 1992, the rural social old-age insurance system of Tai'an began to be organized and implemented. It has experienced three stages of pilot extension, from 1992 to 1997, from 1998 to 2003, from 1998 to 2003, and from 2003 to present, on the exploration of new rural social endowment insurance. The first part of this paper mainly introduces the background, purpose and significance of the research on the new rural social endowment insurance system, summarizes the research situation of the domestic and foreign scholars on the rural old-age insurance, lists the research methods and research ideas of this paper. And points out the innovation and insufficiency of this paper. The second part expounds the theoretical basis of the study of rural old-age insurance system, analyzes the current pension model in China, and summarizes the operation of the new rural social old-age insurance system in China. Welfare economics theory, market failure theory and public finance theory are introduced into the new rural social endowment insurance system. The third part first introduces the main situation of Taishan area, the operation of the new rural social old-age insurance system, including fund raising and treatment, etc. Also introduced the traditional rural social endowment insurance and the new rural social endowment insurance docking situation. Part 4th focuses on the analysis of the existing problems of rural old-age insurance in Taishan District. There are institutional defects, which lead to the lack of sustainability of the new rural social old-age insurance system. There are also some problems in rural areas, such as poor fund appreciation, poor fund supervision and backward information management. Part 5th puts forward some suggestions on how to perfect the new rural old-age insurance system in Taishan District. It is suggested that we should try more ways to maintain and increase the value of the funds under the condition of ensuring the safety of the funds. The paper puts forward the ways of using the fund supervision system to monitor the new rural social endowment insurance fund in real time and to strengthen the construction of the social security service capacity.
【学位授予单位】：山东农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

【参考文献】