民族地区新农保参保者缴费水平问题研究——基于湖南、贵州部分民族地区的调查

发布时间：2018-03-28 22:11

本文选题：新型农村养老保险　切入点：民族地区　出处：《中南民族大学学报(人文社会科学版)》2013年06期

【摘要】：自2009年新农保在部分民族地区实施至今,已覆盖试点地区80%以上的农村居民。通过对湖南、贵州部分民族地区的调查发现,目前90%以上的参保者都选择了100元的缴费档次,究其原因,一是民族地区农村居民普遍贫困,缴费能力有限。二是因农民的文化素质、保险意识和新农保制度设计缺乏激励环节而导致参保者的缴费意愿不够强。新农保的缴费档次直接影响到参保人员年老时的待遇水平。需要采取各种措施,使民族地区农村居民的收入不断增长,加强关于新农保缴费政策的宣传力度,财政补贴要进一步向包括民族地区在内的欠发达中西部地区倾斜,并优化财政补贴的结构。
[Abstract]:Since the implementation of the New Rural Insurance in some ethnic areas in 2009, more than 80 percent of the rural residents in the pilot areas have been covered. Through a survey of some ethnic areas in Hunan and Guizhou, it is found that at present more than 90 percent of the insured people have chosen the 100 yuan payment scale. The reasons are: first, the rural residents in ethnic areas are generally poor, and the ability to pay fees is limited; the second is the cultural quality of the peasants. The insurance consciousness and the lack of incentive link in the design of the new rural insurance system lead to the insufficient willingness of the insured to pay. The payment level of the new rural insurance has a direct impact on the level of treatment of the insured when they are old. All kinds of measures need to be taken. In order to increase the income of rural residents in ethnic minority areas and strengthen the propaganda on the new rural insurance payment policy, the financial subsidy should be further inclined to the underdeveloped central and western regions, including the minority areas, and the structure of the financial subsidies should be optimized.
【作者单位】：中南民族大学公共管理学院;
【基金】：国家社会科学基金项目“民族地区农村社会保障难点问题研究(10CMZ023)”
【分类号】：F323.89;F842.6

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