广西政策性森林保险发展研究

发布时间：2018-04-06 02:28

本文选题：森林保险　切入点：政策性　出处：《广西大学》2014年硕士论文

【摘要】：为了进一步促进森林保险业务的发展,满足林业对于风险保障的需求,我国近年来开展了政策性森林保险的试点工作,并于2009年起将森林保险纳入国家政策性保险的保费补贴范围。目前,已有江西、湖南、福建等25个省区和大兴安岭林业集团公司被纳入中央财政森林保险保费补贴范围。广西作为林业大省区之一,于2010年启动了政策性森林保险试点工作,2011年成为中央财政扩大森林保险保费补贴的试点省区。近两年,广西政策性森林保险得到了较快发展。同时,在广西政策性森林保险开展的过程中,仍然存在政府支持较弱、保险公司经营动力不足、林农投保积极性不强等诸多问题。因此,进一步探索广西政策性森林保险的发展机制和措施,具有较强的指导意义。本文从广西森林资源和森林保险现状出发,通过论述广西发展政策性森林保险的必要性和可行性,进而在借鉴国内首批政策性森林保险试点省份和国外森林保险发达国家实践经验的基础上,构建了经营模式、经营主体、保费补贴、巨灾风险防范等广西政策性森林保险制度,并分别从政府、保险公司、林农以及市场环境等角度提出了相应的保障措施,力求为促进广西政策性森林保险的发展提供一定的参考。
[Abstract]:In order to further promote the development of forest insurance business and meet the needs of forestry for risk protection, China has carried out a pilot project of policy-oriented forest insurance in recent years.And in 2009, forest insurance will be included in the state policy insurance premium subsidy scope.At present, 25 provinces, including Jiangxi, Hunan and Fujian, as well as Daxing'anling Forestry Group Company have been included in the central financial forest insurance premium subsidy range.As one of the big forestry provinces and regions, Guangxi started the pilot work of policy-oriented forest insurance in 2010 and became the pilot province of central finance to expand the subsidy of forest insurance premium in 2011.In the past two years, Guangxi policy forest insurance has developed rapidly.At the same time, in the process of carrying out the policy forest insurance in Guangxi, there are still many problems, such as weak government support, insufficient operating power of insurance companies, weak enthusiasm of forest farmers, and so on.Therefore, it is of great significance to further explore the development mechanism and measures of Guangxi policy forest insurance.Based on the present situation of forest resources and forest insurance in Guangxi, this paper discusses the necessity and feasibility of developing policy forest insurance in Guangxi.Then, on the basis of the experience of the first batch of pilot provinces and developed countries in foreign forest insurance, the paper sets up a policy forest insurance system in Guangxi, such as management model, main body, premium subsidy, disaster risk prevention and so on.And put forward the corresponding safeguard measures from the angle of government, insurance company, forest agriculture and market environment, and try to provide certain reference for promoting the development of Guangxi policy-oriented forest insurance.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

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