长沙地区农村寿险现状调研及对策研究

发布时间：2018-04-10 04:26

本文选题：农村寿险　切入点：农业保险　出处：《中南林业科技大学》2013年硕士论文

【摘要】：中国正处在经济体制转轨时期,社会主义市场经济体制的不断完善,中国的保险行业在最近几年已取得快速发展,市场在竞争程度上不断提高,保险市场主体不断增长,保险的渗透和密度逐年增加。然而,中国保险业的增长主要表现在快速发展的城市保险,农村保险的发展一市缓慢。然而,农业是关系到我国国民经济的产业,中国的宏观经济目标之一就是农村经济发展和农民生活水平的提高,此日标具有决定性的作用。因此,农村保险的发展,不仅对农村经济持续稳定发展和国民经济的可持续发展具有重要意义。探索农村保险的现状和存在的问题,并通过适当的措施及解决方案,以加快中国的农村保险产业的发展,对中国“三农”问题、国民经济的发展和农村经济的稳定发展、社会的安定都具有重要的作用。我国农村寿险市场正处于发展初期,农村的寿险业务存在着巨大的市场需求和良好的发展前景,但是也存在着诸多的阻碍和制约。基于此,本文通过对长沙地区寿险现状进行分析,找出长沙地区开展农村寿险存在的问题及成因。通过相关调查问卷,对长沙周边的农村进行调查,搜集相关数据,通过建立数学模型,找出影响长沙地区寿险的相关因素,以此提出相应对策与措施。
[Abstract]:China is in the period of economic system transition, the socialist market economic system has been continuously improved, China's insurance industry has made rapid development in recent years, the market competition is constantly improving, and the main body of the insurance market continues to grow.The penetration and density of insurance increases year by year.However, the growth of China's insurance industry is mainly reflected in the rapid development of urban insurance, the development of rural insurance is slow.However, agriculture is an industry related to the national economy of our country. One of the macroeconomic goals of China is the development of rural economy and the improvement of farmers' living standard.Therefore, the development of rural insurance is not only of great significance to the sustained and stable development of rural economy and the sustainable development of national economy.To explore the present situation and existing problems of rural insurance, and to speed up the development of China's rural insurance industry through appropriate measures and solutions, and to promote the development of China's "three rural areas", the development of the national economy and the stable development of the rural economy.Social stability plays an important role.China's rural life insurance market is in the early stage of development, the rural life insurance business has a huge market demand and good prospects for development, but there are also many obstacles and constraints.Based on this, this paper analyzes the present situation of life insurance in Changsha, and finds out the problems and causes of the development of life insurance in rural areas in Changsha.Through the related questionnaire, the rural areas around Changsha were investigated, collected relevant data, through the establishment of mathematical models, found out the relevant factors affecting life insurance in Changsha, and put forward the corresponding countermeasures and measures.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.62

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