福州市非公有制企业住房公积金归集扩面策略研究

发布时间：2018-04-14 16:37

本文选题：福州市 + 住房公积金　；参考：《福建农林大学》2013年硕士论文

【摘要】：住房公积金是中国特色社会主义一项重要保障制度，是保障、维护和发展职工基本住房权益的重要手段，是职工的长期住房储金。我国住房公积金制度保障性的本质特征，对公积金制度的覆盖面提出了广泛普遍性的要求。但是，在公积金制度的实际实行过程中，上述各类公积金缴存对象却因各自群体性质、所处行业、经营状况的不同，对住房公积金制度的建立和执行表现出截然不同的态度。作为福建省的省会城市和海峡西岸经济区的核心城市，福州市在国家机关、事业单位、国有企业已经普遍建立住房公积金制度的背景下，非公有制企业的公积金体系缺失问题日益凸显，已经成为阻碍福州市住房保障制度普及的一大阻碍和下一步住房公积金归集扩面工作的重点。通过对福州市非公有制企业住房公积金归集扩面工作的难点，展开针对性的数据统计、理论研究与实际分析,试图找出阻碍福州非公有企业住房公积金制度建立和完善的难点和解决办法。遵循问题的发现、分析、解决的研究思路，从现有统计数据推导出福州非公有制企业住房公积金覆盖度不足的问题，提出迫切需要加快福州非公企业住房公积金归集扩面工作观点，，继而引出如何破解福州非公企业归集难题的研究课题，通过对福州非公企业性质（外资、私营）、所属行业的分类，利用数据分析工具，推导福州非公有制企业决策者在建立住房公积金体系中的意愿系数。在上述基础理论分析的基础上，选取具有代表性的非公有制企业，针对企业职工发放调查问卷、进行现场调研，具体归纳各类型非公企业职工在住房公积金缴纳过程中的意愿及关键问题。最后，通过应用管理学、社会学、经济学理论，综合上述分析结果，从企业所有者、企业职工双向层面，对各类型非公企业的住房公积金归集扩面工作面临的优势、劣势、机会和威胁（SWOT）进行分析，并提出针对性解决方案，并加以归纳、总结，最终形成切实可行的整体优化方案，应用于福州住房公积金的实际归集扩面工作，从而为解决福州非公有制企业住房公积金“怎么扩”的问题提供可行的策略组合。
[Abstract]:Housing accumulation fund is an important guarantee system of socialism with Chinese characteristics, an important means to protect, maintain and develop the basic housing rights and interests of workers and staff, and a long-term housing reserve for workers and staff.The essential characteristics of the guarantee of the housing accumulation fund system in our country put forward extensive and universal requirements for the coverage of the accumulation fund system.However, in the actual implementation of the provident fund system, the above types of provident fund deposit objects have different attitudes towards the establishment and implementation of the housing provident fund system due to their respective group nature, industry and different operating conditions.As the capital city of Fujian Province and the core city of the economic zone on the west coast of the Straits, Fuzhou City has established a housing provident fund system under the background of state organs, institutions and state-owned enterprises.The lack of provident fund system in non-public enterprises has become an obstacle to the popularization of housing security system in Fuzhou and the focus of the next step.Based on the difficulties of collecting and expanding the housing accumulation fund of non-public owned enterprises in Fuzhou, the relevant data statistics, theoretical research and practical analysis are carried out.This paper attempts to find out the difficulties and solutions that hinder the establishment and perfection of the housing accumulation fund system of Fuzhou non-public enterprises.Put forward the urgent need to speed up the Fuzhou non-public enterprise housing accumulation fund collection expansion work point of view, and then lead to how to solve Fuzhou non-public enterprise collection problem, through the nature of Fuzhou non-public enterprises (foreign capital,By using the data analysis tool, the author deduces the willingness coefficient of the decision makers in the establishment of housing accumulation fund system in Fuzhou non-public enterprises.On the basis of the above theoretical analysis, the representative non-public enterprises are selected to issue questionnaires to the employees of the enterprises and carry out on-the-spot investigation.Concretely sum up the willingness and key problems of all types of non-public enterprise workers in the process of housing provident fund payment.Finally, by applying the theories of management, sociology and economics and synthesizing the above analysis results, from the two-way level of enterprise owners and employees, the advantages and disadvantages faced by the housing accumulation fund of various types of non-public enterprises are collected and expanded.The opportunity and threat are analyzed, and the targeted solutions are put forward, and summarized and summarized. Finally, a feasible overall optimization scheme is formed, which is applied to the practical gathering and expanding work of Fuzhou housing accumulation fund.Thus, a feasible combination of strategies is provided for solving the problem of how to expand the housing accumulation fund of Fuzhou non-public-owned enterprises.
【学位授予单位】：福建农林大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.6

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