职业运动员伤残保险发展研究

发布时间：2018-04-15 01:40

本文选题：运动员伤残保险 + 阻碍因素　；参考：《东北财经大学》2013年硕士论文

【摘要】：随着竞技体育全球化的发展,中国体育也逐步向着市场化、商业化、职业化的方向发展,繁多的职业赛事、残酷的竞争以及不可预测风险的增加都使得我国职业运动员面临着严峻的伤残风险。此外,随着我国社会保障体制和体育体制改革的开展,职业运动员的伤残保险模式由过去国家包办一切逐渐转型为由国家和社会相结合的保障模式。国家的主要功能已经转变为制定相应的法规制度以保障运动员的权益,社会则主要是提供资金和服务的保障。由于旧的保险体系正在打破,而新的体系尚未完全形成。因此,当前我国职业运动员的医疗、伤残等保险保障显得极为薄弱。职业运动员伤残保险作为职业运动员保障体系中的一个重要组成部分,在保障职业运动员的自身权益和促进竞技体育的发展方面都起到了至关重要的作用。在西方发达国家,职业运动员伤残保险是其国内竞技体育产业的重要保障手段。然而我国现阶段的职业运动员现有的伤残保险水平远远落后于我国竞技体育事业的发展水平。本文通过对我国职业运动员伤残保险现状的系统分析,找出阻碍我国职业运动员伤残保险体系完善的因素,借鉴西方发达国家在运动员伤残保险方面的经验和方法,力图发掘出符合我国当前形势下的职业运动员伤残保险的发展方向,从而更好的服务于我国竞技体育事业,发挥体育保险在国民生活中重要作用。
[Abstract]:With the development of competitive sports globalization, Chinese sports are gradually developing towards the direction of marketization, commercialization and professionalization.The cruel competition and the increase of unpredictable risk make our professional athletes face severe risk of disability.In addition, with the development of the reform of social security system and sports system in our country, the disability insurance model of professional athletes has gradually changed from the national arrangement to the security mode of combining the state and society.The main function of the country has been transformed into the establishment of corresponding laws and regulations to protect the rights and interests of athletes, while the society mainly provides the guarantee of funds and services.As the old insurance system is being broken, the new system has not yet been fully formed.Therefore, the current professional athletes medical, disability and other insurance protection is extremely weak.As an important part of the professional athletes' security system, the professional athlete disability insurance plays an important role in safeguarding the professional athletes' own rights and interests and promoting the development of competitive sports.In western developed countries, professional athlete disability insurance is an important safeguard means of domestic competitive sports industry.However, the present level of disability insurance of professional athletes in our country lags far behind the development level of competitive sports in our country.Based on the systematic analysis of the present situation of the disability insurance of professional athletes in China, this paper finds out the factors hindering the perfection of the disability insurance system of professional athletes in China, and draws lessons from the experience and methods of the western developed countries in the field of disability insurance of athletes.This paper tries to find out the development direction of the disability insurance of professional athletes in line with the current situation of our country, so as to better serve the cause of competitive sports in our country, and give play to the important role of sports insurance in the national life.
【学位授予单位】：东北财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.6

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