保险公司资产负债匹配管理问题研究

发布时间：2018-04-17 14:57

本文选题：资产 + 负债　；参考：《河北大学》2013年硕士论文

【摘要】：本文主要从保险公司的角度讨论保险资产负债匹配管理问题。在世界保险的历史上，出现过许多知名的保险公司因为资产负债不匹配导致公司濒临破产的失败案例。我国保险资产负债的匹配管理处于刚刚起步阶段，理论、实践各方面经验不足，因此，我国需要以史为鉴，尽量避免保险公司因资产负债错配而导致失败的情况发生。本文从五章介绍保险公司资产负债匹配管理的问题及构建相应的解决对策，第一章为绪论，介绍了本文的研究背景、目标及意义和研究的思想、方法，并对国内外研究现状做简要的总结。第二章为保险公司资产负债匹配管理理论基础，介绍了保险公司资产负债匹配管理的概念及资产负债匹配管理的技术方法。第三章通过我国保险公司资产负债匹配管理的现状出发，，分析我国保险公司资产负债匹配管理中存在的问题及原因。第四章通过国外保险公司因资产负债不匹配而导致公司失败的案例进行分析，找出可供我国借鉴的相关经验。第五章提出了完善我国保险资产负债匹配管理的建议，在第三章的基础上，根据我国资产负债匹配管理的现状提出的问题从适合我国资产负债匹配管理的基础模式、投资管理模式、资产配置方法、资产负债匹配管理技术和合理的监管建议这几方面找出适合我国基本情况的资产负债匹配管理模式。
[Abstract]:This paper discusses the problem of matching insurance assets and liabilities from the perspective of insurance companies.In the history of world insurance, many famous insurance companies have failed to face bankruptcy due to mismatch of assets and liabilities.The matching management of insurance assets and liabilities in our country is just in its infancy, and the experience in theory and practice is insufficient. Therefore, our country should learn from history and try to avoid the failure of insurance companies due to mismatch of assets and liabilities.This paper introduces the problems of asset-liability matching management of insurance companies and the corresponding solutions from five chapters. The first chapter is an introduction, which introduces the research background, objectives and significance of this paper, as well as the ideas and methods of the research.And make a brief summary of the current research situation at home and abroad.The second chapter is the theoretical basis of asset-liability matching management of insurance companies. It introduces the concept of asset-liability matching management of insurance companies and the technical methods of asset-liability matching management.The third chapter analyzes the problems and causes in the asset-liability matching management of Chinese insurance companies through the current situation of asset-liability matching management of insurance companies in China.The fourth chapter analyzes the failure cases of foreign insurance companies because of mismatch of assets and liabilities to find out the relevant experience for our country.The fifth chapter puts forward the suggestion of perfecting the matching management of insurance assets and liabilities in our country. On the basis of the third chapter, according to the present situation of asset and liability matching management in our country, the problems are put forward from the basic mode suitable for the matching management of assets and liabilities in our country.Investment management mode, asset allocation method, asset-liability matching management technology and reasonable supervision suggestions are found out to suit the basic situation of our country.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.3

【参考文献】