河北省环境污染责任保险发展问题研究

发布时间：2018-04-17 19:16

本文选题：环境污染 + 环境污染责任保险　；参考：《河北经贸大学》2016年硕士论文

【摘要】：随着河北省经济取得快速增长,经济与环境的矛盾也逐渐显现出来,环境污染情况日益严峻,环境污染事故频发,严重危害人民群众的身体健康。污染事故发生后遭受损失的受害者往往无法获得及时的赔偿,容易引发社会矛盾,不利于社会稳定。环境污染责任保险是一种有效的环境保护手段,能够有效的分散企业的风险,能够使环境污染受害人及时获得赔偿。我国环境污染责任保险的发展起步较晚,各方面发展还不成熟。河北省开展环境污染责任保险试点工作过程中出现了一些问题,导致其在河北省的发展较为缓慢。因此,研究河北省环境污染责任保险发展中的问题并提出相应的解决对策是非常必要的。本文研究了河北省环境污染责任保险发展过程中出现的问题,通过借鉴国内外环境污染责任保险的发展经验,从政府及相关部门、保险公司、企业、多方协作等方面为促进河北省环境污染责任保险的发展提出建议。全文共分为五大部分:第一部分,首先介绍了本文的研究背景、目的及意义,并通过对国内外学者的研究进行综述,对国内外学者在该领域的研究有了一定的了解,然后阐述了研究思路和研究方法,最后提出了本文的创新点并说明了不足之处。第二部分,从河北省水污染、大气污染、固体废物污染三个方面分析了河北省环境污染现状,并且分析了河北省环境污染责任保险的发展历程、运作模式、激励保障措施及整体运行情况。第三部分,分析了河北省环境污染责任保险发展过程中出现的问题。第四部分,介绍了国内一些省份环境污染责任保险的发展情况,并且对国外环境污染责任保险的发展情况进行分析,总结可借鉴的经验。第五部分,在上述分析的基础上,根据河北省的实际情况,从法律法规、社会管理功能、政府激励保障措施,保险公司控制经营风险,企业增强保险意识,多方协作建立第三方评估机制、环境污染责任保险专项基金、利用互联网技术建立环境污染责任保险公共信息平台、微信服务号、加强宣传力度等方面提出促进河北省环境污染责任保险发展的建议。
[Abstract]:With the rapid growth of economy in Hebei Province, the contradiction between economy and environment has gradually appeared. The environmental pollution situation is becoming more and more serious, and the accidents of environmental pollution occur frequently, which seriously harms the health of the people.The victims who suffer losses after the pollution accident are often unable to get timely compensation, which can easily lead to social conflicts and is not conducive to social stability.Environmental pollution liability insurance is an effective means of environmental protection, which can effectively disperse the risks of enterprises and enable the victims of environmental pollution to get compensation in time.The development of liability insurance for environmental pollution in China started late, and the development of all aspects is not mature.There are some problems in the pilot work of environmental pollution liability insurance in Hebei Province, which leads to its slow development in Hebei Province.Therefore, it is necessary to study the problems in the development of environmental pollution liability insurance in Hebei province and put forward corresponding countermeasures.This paper studies the problems in the development of liability insurance for environmental pollution in Hebei Province. By learning from the development experience of liability insurance for environmental pollution at home and abroad, from the government and related departments, insurance companies, enterprises,Suggestions are put forward to promote the development of environmental pollution liability insurance in Hebei Province.The paper is divided into five parts: the first part introduces the research background, purpose and significance of this paper, and through the review of the domestic and foreign scholars, we have a certain understanding of the domestic and foreign scholars in this field.Then the research ideas and research methods are expounded. Finally, the innovation of this paper is put forward and the shortcomings are explained.The second part, from three aspects of Hebei Province water pollution, air pollution, solid waste pollution analysis of Hebei Province environmental pollution status, and analysis of Hebei Province environmental pollution liability insurance development process, operating mode,Incentive measures and the overall operation of the situation.The third part analyzes the problems in the development of environmental pollution liability insurance in Hebei Province.The fourth part introduces the development of environmental pollution liability insurance in some provinces of China, and analyzes the development of foreign environmental pollution liability insurance, and summarizes the experience that can be used for reference.The fifth part, based on the above analysis, according to the actual situation of Hebei Province, from the laws and regulations, social management functions, government incentives and safeguards, insurance companies to control business risks, enterprises to enhance the awareness of insurance,Multi-party collaboration to establish a third-party assessment mechanism, environmental pollution liability insurance special fund, use of Internet technology to establish environmental pollution liability insurance public information platform, WeChat service number,Strengthen propaganda and other aspects to promote the development of environmental pollution liability insurance in Hebei Province.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F842.69

【参考文献】