我国政策性农业保险促进农村经济发展的效应分析

发布时间：2018-04-18 12:32

本文选题：农业保险 + 效应　；参考：《河北经贸大学》2016年硕士论文

【摘要】：政策性农业保险是我国为支持农业发展,实现农民增收,农村稳定,继实施取消农业税、粮食直补、良种补贴和农资综合补贴等政策之后,推出的一项重要的支农惠农政策,它的实施为经验欠缺、经济基础薄弱的农民保驾护航。近年以来,我国农业保险迅速发展,覆盖面稳步扩大,风险保障能力日益提高,在抗灾救灾和灾后重建中发挥了积极的作用。自2007年中央试行政策性农业保险以来,我国政府每年划拨大量资金投入到农业保险补贴中,农业保险得以实现跨越式发展,并在分散和消除农业生产风险,维持农民收入的平稳性、金融扶贫以及确保农村经济稳健上升等方面发挥了重要作用。本文主要考察我国政府每年花费大量资金支持农业保险发展,农业保险是否起到了促进农村经济发展的作用。本文首先阐述与农业保险效应研究相关的理论,梳理了我国农业保险发展的主要历程,总结了农业保险取得的成绩,对农业保险运行中发挥着的促进产业化、稳定农民收入、绿箱政策效应等促进农村经济发展的效应及其在发展过程中仍存在的问题进行规范分析,并选取第一产业增加值、农业保险保费收入与赔款等指标来实证分析农业保险对农村经济发展的促进效应。本文的实证分析结果表明,农业保险保费收入和赔款支出对第一产业增加值有长期稳定的正向影响;同时,赔款支出对整个模型的贡献度最大,这表明赔款是模型中的关键变量,赔款反映的是农业保险对农业生产的保障,即农业保险能够起到推动农业生产,稳固农户收入的作用,对农村经济发展有明显的促进效应。本文基于规范分析和实证分析的结果,对我国农业保险进一步促进农村经济发展提出了对策建议,为农业保险发展及其风险保障功能的发挥提供些许参考。
[Abstract]:Policy-oriented agricultural insurance is an important policy to support agriculture, increase farmers' income and stabilize rural areas. After the policy of abolishing agricultural tax, direct subsidy for grain, subsidies for improved varieties and comprehensive subsidies for agricultural materials, etc., the policy has been put forward in order to support agriculture and benefit agriculture.Its implementation for the lack of experience, weak economic basis of farmers escort.In recent years, China's agricultural insurance has developed rapidly, its coverage has been steadily expanded, and the ability of risk protection has been improved day by day, which has played an active role in disaster relief and post-disaster reconstruction.Since the central government tried out policy-oriented agricultural insurance in 2007, our government has allocated a large amount of funds to agricultural insurance subsidies every year, so that agricultural insurance can achieve leap-forward development and disperse and eliminate the risks of agricultural production.Maintaining the stability of farmers' income, helping the poor financially and ensuring the steady rise of rural economy have played an important role.This paper mainly investigates whether the agricultural insurance plays an important role in promoting the development of rural economy, and the government spends a lot of money to support the development of agricultural insurance every year.This paper first expounds the theory related to the study of agricultural insurance effect, combs the main course of agricultural insurance development in China, summarizes the achievements of agricultural insurance, promotes industrialization and stabilizes farmers' income in the operation of agricultural insurance.The effects of green box policy on rural economic development and the problems that still exist in the process of development are analyzed, and the added value of primary industry is selected.The index of premium income and indemnity of agricultural insurance is used to analyze the promoting effect of agricultural insurance on rural economic development.The empirical results of this paper show that the agricultural insurance premium income and indemnity expenditure have a long-term stable positive impact on the value added of the primary industry, and at the same time, the contribution of compensation expenditure to the whole model is the largest.This indicates that the indemnity is the key variable in the model, and the indemnity reflects the guarantee of agricultural insurance to agricultural production, that is, agricultural insurance can promote agricultural production and stabilize the income of farmers, and has obvious promoting effect on the development of rural economy.Based on the results of normative analysis and empirical analysis, this paper puts forward some countermeasures and suggestions to further promote the rural economic development of our country's agricultural insurance, and provides some references for the development of agricultural insurance and its function of risk protection.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F842.66

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