我国农村地区养老保险综合水平区域差异研究

发布时间：2018-05-02 00:27

本文选题：农村社会养老保险 + 养老保险综合水平　；参考：《大连理工大学》2014年硕士论文

【摘要】：养老保险对农村地区的稳定和发展有着重大意义,是社会保障体系中的重要组成部分。我国农村存在明显的地区差异,各省区、地方的农村老年人养老保障面临的问题和压力不同,因此对各地区农村社会养老保险水平进行测评研究,无疑具有重要的现实意义。目前国内关于农村社会养老保险水平的定量研究多集中于养老保险适度水平上下限的测量,而对养老保险实际水平的定量研究极少,针对农村社会养老保险水平区域差异的实证研究更是寥寥无几,且都仅考查其支出水平方面,并没有建立起一套科学、全面的评价指标体系,显然不足以测评我国农村地区养老保险的实际情况,因此本文将围绕我国农村地区养老保险的各个方面进行综合性的测评。本文从《中国统计年鉴》中收集了农村经济水平、农村人口结构、社会养老保险制度政策、社会养老保险可持续发展四个方面的相关数据,从中提取出12个相关指标,构建出一套农村社会养老保险综合水平测评体系。在此基础上,运用SPSS18.0软件对数据模型进行检验,并进行主成分分析,将提取出的四个主成分按所包含负载内容分别命名为：人口结构与经济水平因子、制度支撑因子、制度保障因子、发展因子。通过实际测算得到我国大陆地区31个省级行政区的农村社会养老保险综合水平以及各因子水平,并据此进行区域差异分析,探讨了形成差异的主要原因。得出如下结论：第一,我国农村社会养老保险水平整体仍维持在较低水平,而且在三大经济带之间确实存在着显著的区域差异,东部地区各省级行政区的农村社会养老保险综合水平普遍高于中、西部地区省份。第二,我国农村社会养老保险在人口结构与经济水平、制度支撑、制度保障方面各区域间也存在着显著的差异,且差异情况各不相同,而在农村社会养老保险的发展方面各地区之间差距较小。第三,造成我国农村地区养老保险综合水平区域差异的成因是多方面的：各区域经济基础的差异是最主要原因,其次是人口结构和制度政策方面的原因。文章最后相应地从这三方面提出促进我国农村社会养老保险协调发展的对策建议。
[Abstract]:Endowment insurance is of great significance to the stability and development of rural areas and is an important part of social security system. There are obvious regional differences in rural areas in our country. The problems and pressures of the old-age security for the rural elderly in various provinces and regions are different. Therefore, it is undoubtedly of great practical significance to evaluate and study the level of rural social old-age insurance in various regions. At present, domestic quantitative research on the level of rural social endowment insurance mainly focuses on the measurement of the upper and lower limits of the appropriate level of pension insurance, but the quantitative research on the actual level of pension insurance is rare. The empirical research on the regional difference of rural social endowment insurance level is very few, and only check its expenditure level, and did not establish a set of scientific, comprehensive evaluation index system. Obviously, it is not enough to evaluate the actual situation of pension insurance in rural areas of our country, so this paper will carry out comprehensive evaluation around all aspects of pension insurance in rural areas of our country. This paper collects the relevant data from the four aspects of rural economic level, rural population structure, social old-age insurance system policy, and sustainable development of social old-age insurance, and extracts 12 related indicators from the Statistical Yearbook of China. Build a set of rural social endowment insurance comprehensive level evaluation system. On this basis, the data model is tested by SPSS18.0 software, and principal component analysis is carried out. The four principal components are named as population structure and economic level factor, institutional support factor respectively according to the load content. System safeguard factor, development factor. The comprehensive level and factors of rural social endowment insurance in 31 provincial administrative regions of mainland China are obtained through actual calculation. Based on this, the regional differences are analyzed and the main reasons for the differences are discussed. The conclusions are as follows: first, the level of rural social endowment insurance in China as a whole remains at a relatively low level, and there are indeed significant regional differences among the three major economic zones. The comprehensive level of rural social endowment insurance in the eastern provinces is generally higher than that in the central and western provinces. Secondly, there are significant differences in population structure and economic level, system support, system guarantee among different regions of rural social endowment insurance in China, and the differences are different. But in the rural social endowment insurance development aspect each region between the disparity is small. Third, the causes of the regional differences in the comprehensive level of old-age insurance in rural areas are various: the difference of the regional economic base is the main reason, followed by the population structure and institutional policies. Finally, the paper puts forward corresponding countermeasures and suggestions from these three aspects to promote the coordinated development of rural social endowment insurance in China.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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