财产保险公司技术效率及其影响因素实证研究

发布时间：2018-05-04 23:20

本文选题：财产保险公司 + 技术效率　；参考：《数理统计与管理》2014年04期

【摘要】：本文基于样本财产保险公司2005年2011年的经营数据,运用三阶段DEA方法对公司的技术效率进行了实证研究,与传统的效率测度方法相比,剔除了环境因素和随机因素对效率评价的影响,有效避免了模型设定误差,所得效率值可以更准确地体现公司的经营管理水平。进一步,本文还分析了财产保险公司技术效率的影响因素,得出我国财产保险公司平均技术效率水平不高,公司间效率差异性较大;机动车辆保险保费占比和营销费用占比对公司效率有显著的负向影响,人力资本状况、公司组织形式、投资模式对公司效率有正向的影响等一系列结论。
[Abstract]:Based on the operating data of the sample property insurance company in 2005 and 2011, this paper makes an empirical study on the technical efficiency of the company by using the three-stage DEA method, which is compared with the traditional efficiency measurement method. The influence of environmental factors and random factors on efficiency evaluation is eliminated, and the model setting error is avoided effectively, and the efficiency value can more accurately reflect the management level of the company. Further, this paper also analyzes the factors that affect the technical efficiency of property insurance companies, and concludes that the average level of technical efficiency of property insurance companies in China is not high, and the efficiency of property insurance companies is quite different. The proportion of insurance premium and marketing expenses has a significant negative impact on the efficiency of the company a series of conclusions such as the situation of human capital the organizational form of the company and the investment mode have a positive impact on the efficiency of the company.
【作者单位】：中国人民大学财政金融学院;
【基金】：中国人民大学科研基金(中央高校基本科研业务费专项资金资助)项目成果(14XNHO03)
【分类号】：F842.3;F273.1;F224

【相似文献】