太原市新型农村养老保险问题研究

发布时间：2018-05-05 07:17

本文选题：新型农村养老保险 + 可持续性　；参考：《山西财经大学》2014年硕士论文

【摘要】：新型农村养老保险改变了以往“养儿防老”的传统农村养老模式，，不仅为农村老龄人口的基本生活提供了保障而且缩小了城乡差距，促进了农村的经济发展和社会稳定。因而，有效保证农村老年人的晚年生活质量就要建立符合我国农村实情、维护农村稳定团结的新型农村养老保险，从而应对老龄化问题。保障其在退休或丧失劳动能力之后能够维持正常生活水平。本文以太原市为例，2010年太原市新型农村居民养老保险实现全覆盖，新型农村社会养老保险基础养老金标准逐年上调，目前全市农村居民的养老保障水平处在全省领先地位，然而在当下新型农村养老保险和城市养老险相结合的前提下，怎样才能更好地发挥新型农村养老保险的作用，是研究的重点和难题。本文在充分分析太原市新型农村养老保险的基础上，采用文献综述法、比较研究方法并结合问卷调查法，首先研究了国内外学者对新型养老保险制度的分析和建议以及对本文所需概念和理论支撑进行深入分析；其次，深入研究了太原市农村养老保险制度的发展现状，重点分析了太原市制度的突出特点；再次，通过对太原市新型农村养老保险的研究，采用走访、调查问卷的形式，对农村居民参保的原因、政策实施的现状以及实施效果遇到的问题进行整理分析，并对制度本身、执行主体以及政策目标群体进行展开论述，分析其产生的问题及原因，最终提出了要走可持续发展的建议，完善新农保制度的设计、改善基金保值增值、强化新农保的宣传工作等措施，对太原市新型农村养老保险的发展及完善具有重要作用。
[Abstract]:The new type of rural old-age insurance has changed the traditional rural old-age model of "raising children and preventing the aged", which not only provides the guarantee for the basic life of the rural elderly population, but also reduces the gap between urban and rural areas, and promotes the economic development and social stability in rural areas. Therefore, it is necessary to establish a new type of rural old-age insurance which conforms to the rural reality and maintains the stability and unity of the rural areas so as to cope with the problem of aging in order to ensure the quality of life of the elderly in rural areas effectively. To ensure that they are able to maintain a normal standard of living after retirement or incapacity. This paper takes Taiyuan as an example. In 2010, Taiyuan achieved full coverage of the new rural residents' old-age insurance, and the basic pension standard of the new rural social old-age insurance was raised year by year. At present, the level of the old-age security of the rural residents in the whole city is in the leading position in the whole province. However, under the premise of the combination of the new rural old-age insurance and the urban old-age insurance, how to better play the role of the new rural old-age insurance is the focus and difficult problem. Based on the full analysis of the new rural old-age insurance in Taiyuan, this paper adopts the literature review method, the comparative research method and the questionnaire survey method. First of all, it studies the analysis and suggestion of the new old-age insurance system at home and abroad, as well as the concept and theoretical support needed in this paper. Secondly, it deeply studies the development status of the rural old-age insurance system in Taiyuan. Third, through the study of the new rural old-age insurance in Taiyuan, through the form of visits and questionnaires, the reasons of rural residents participating in the insurance are analyzed. The present situation of the policy implementation and the problems encountered in the implementation effect are analyzed, and the system itself, the executive body and the policy target group are discussed, and the problems and reasons are analyzed. Finally, the suggestions of sustainable development, the improvement of the design of the new rural insurance system, the improvement of the fund maintenance and increment, and the strengthening of the propaganda work of the new rural insurance are put forward, which play an important role in the development and improvement of the new rural old-age insurance in Taiyuan.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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