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奶牛保险对奶牛养殖规模的影响研究

发布时间:2018-05-06 16:05

  本文选题:农业保险 + 奶牛保险 ; 参考:《保险研究》2017年02期


【摘要】:作为我国一项重要的财政惠农举措,奶牛保险政策的目的在于利用保险手段建立疫病和自然灾害的风险防范机制,稳定养殖户收入,调节并促进养殖户的奶牛养殖行为。本文通过对内蒙古自治区500户奶牛养殖户的问卷调查,应用基准模型和工具变量模型,实证检验奶牛保险政策对养殖户奶牛养殖规模决策行为的影响。研究结果表明:在控制养殖户参保行为的内生性后,奶牛保险政策的参与显著改变了养殖户的奶牛养殖决策行为,有助于提高养殖户从事奶牛养殖的积极性,激励养殖户扩大奶牛养殖规模。
[Abstract]:As an important measure of financial benefit to farmers in China, the purpose of dairy cow insurance policy is to establish the risk prevention mechanism of epidemic disease and natural disaster by means of insurance, to stabilize farmers' income and to regulate and promote the dairy cattle breeding behavior of farmers. Based on the questionnaire survey of 500 dairy cattle farmers in Inner Mongolia Autonomous region, this paper empirically examines the influence of dairy insurance policy on the decision-making behavior of dairy cattle breeding scale by using the benchmark model and the tool variable model. The results show that: after controlling the endogenous behavior of farmers, the participation of dairy cow insurance policy has significantly changed the decision-making behavior of dairy cattle breeding, which is helpful to improve the enthusiasm of farmers to engage in dairy cattle breeding. Encourage farmers to expand the scale of dairy cattle breeding.
【作者单位】: 内蒙古农业大学经济管理学院;
【基金】:国家自然科学基金项目(71563037) 内蒙古自治区自然科学基金项目(2015MS0705)
【分类号】:F326.3;F842.66

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