我国保险发展的空间非均衡及极化研究——基于1998-2010年年产险与寿险的对比分析

发布时间：2018-05-13 16:03

本文选题：保险 + 非均衡　；参考：《财经论丛》2013年02期

【摘要】：本文运用基尼系数测度1998-2010年我国寿险和产险发展的非均衡程度,并在八大区域内对差异进行分解。结果发现:产险和寿险发展非均衡的演变趋势不同,区域间差异是引起差异的主要原因。并进一步分析产险和寿险发展差异较大区域、与其他区域发展差距较大的区域和缩小产险和寿险差异要注重发展的区域。与此同时,对产险和寿险的极化进行分析。最后提出缩小产险和寿险发展差异的几点建议。
[Abstract]:In this paper, Gini coefficient is used to measure the unbalanced development of life insurance and property insurance in China from 1998 to 2010, and the differences are decomposed in eight regions. The results show that the development of property insurance and life insurance is different, and the difference between regions is the main cause of the difference. Further analysis of the development of property insurance and life insurance areas, and other regions with a large gap in development and reduce the difference between property insurance and life insurance should pay attention to the development of the region. At the same time, the polarization of property insurance and life insurance are analyzed. Finally, some suggestions are put forward to narrow the development difference between property insurance and life insurance.
【作者单位】：中南财经政法大学金融学院;
【分类号】：F842.4

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