基于SE-SBM扩展模型的河南省保险效率研究

发布时间：2018-05-19 16:28

本文选题：保险研究 + 保险效率　；参考：《金融理论与实践》2013年02期

【摘要】：利用市级面板数据,构建SE-SBM的DEA扩展模型,测度2007—2010年河南省各地区保险业技术效率水平,建立Tobit模型分析技术效率的影响因素。结果显示,河南省保险效率呈缓慢上升态势,但仍处于较低水平。各地区技术效率分布不均衡,纯技术效率成为提高技术效率的主要途径。各地区经济增长水平对当地保险效率没有发挥正面的推动作用,保险效率受产业结构的影响也不明显。市场化程度对保险业的技术效率、纯技术效率影响显著为正,对规模效率影响显著为负。
[Abstract]:Using the municipal panel data, the DEA expansion model of SE-SBM is constructed to measure the technical efficiency level of insurance industry in Henan province from 2007 to 2010, and to establish the influence factors of the technical efficiency of the analysis of the Tobit model. The result shows that the insurance efficiency in Henan province is slowly rising, but still at a low level. The distribution of technical efficiency in each region is not balanced and pure technology is pure technology. The efficiency of the operation has become the main way to improve the technical efficiency. The economic growth level in each region has not played a positive role in promoting the local insurance efficiency, and the impact of the insurance efficiency is not obviously influenced by the industrial structure. The degree of marketization has a significant effect on the technical efficiency of the insurance industry, the pure technical efficiency, and the significant negative impact on the scale efficiency.
【作者单位】：信阳师范学院经济与管理学院;财政部财科所博士后流动站;
【基金】：河南省政府决策研究招标课题(2012B595)的阶段性研究成果
【分类号】：F842.7;F224

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