论完善我国农业保险补贴制度

发布时间：2018-05-23 13:58

本文选题：农业保险 + 农业保险保费补贴　；参考：《河北经贸大学》2014年硕士论文

【摘要】：我国是农业大国，农业人口数量约占全国总人口的47%。国家历来重视农业的发展，2004—2014年连续十一年“中央一号文件”聚焦三农问题，体现出国家大力支持和发展农业的决心。农村科技、农业金融与农业保险是现代农业发展的三大支柱。尤其是农业保险一直都被各国作为支持农业的重要手段。 2007年，我国中央政府开始对农业保险进行保费补贴试点，揭开了我国政策性农业保险快速发展的序幕。2006年，，我国农业保险保费收入仅为8.46亿元。而2007—2013年的保费收入分别为51.84亿元、110.7亿元、133.9亿元、135.7亿元、173.8亿元、240.6和306.6亿元。较之于没有实行保费补贴的2006年，有了较大幅度的增长。但同时，我国在农业保险补贴方面还存在很多的问题，例如补贴立法、补贴方式、补贴区域及补贴效率等，与国外农业保险发达国家相比还存在很大差距。本文以福利经济学和信息不对称理论等经济理论为研究的理论基础，在广泛阅读大量国内外文献的基础上，对2007年我国开始实行农业保险补贴试点后的保费收入、保费支出、保费补贴和保障水平等数据进行描述，对我国现行农业保险补贴制度存在的各种问题进行深入剖析，在借鉴国外农业保险试点先行国家的农业保险补贴经验的基础上，以实际调研为依据，立足于我国基本国情，提出完善我国农业保险补贴制度的对策建议。
[Abstract]:China is a large agricultural country, the agricultural population accounts for about 47 percent of the total population. The State has always attached importance to the development of agriculture. For 11 consecutive years from 2004 to 2014, the first document of the Central Committee focused on the issue of agriculture, rural areas and farmers, which reflects the determination of the state to support and develop agriculture vigorously. Rural science and technology, agricultural finance and agricultural insurance are the three pillars of modern agricultural development. In particular, agricultural insurance has been used by countries as an important means to support agriculture. In 2007, China's central government began to carry out a pilot premium subsidy for agricultural insurance, which opened the prelude to the rapid development of policy agricultural insurance in China. In 2006, the premium income of agricultural insurance in China was only 846 million yuan. The premium income from 2007-2013 was 5.184 billion yuan, 11.07 billion yuan, 13.39 billion yuan, 13.57 billion yuan, 17.38 billion yuan 240.6 yuan and 30.66 billion yuan respectively. Compared with the non-implementation of premium subsidies in 2006, there has been a large increase. But at the same time, there are still many problems in agricultural insurance subsidy in our country, such as subsidy legislation, subsidy method, subsidy area and subsidy efficiency. Compared with the developed countries of agricultural insurance abroad, there is still a big gap. Based on the economic theories such as welfare economics and information asymmetry theory, this paper, based on extensive reading of a large number of domestic and foreign literature, analyzes the premium income and premium expenditure of agricultural insurance subsidies in China in 2007. This paper describes the data of premium subsidy and security level, analyzes deeply the problems existing in the current agricultural insurance subsidy system of our country, and draws lessons from the experience of agricultural insurance subsidy in the pilot countries of foreign countries. Based on the actual investigation and research, based on the basic conditions of our country, this paper puts forward some countermeasures and suggestions to perfect the subsidy system of agricultural insurance in China.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.66

【引证文献】