河北省新型农村养老保险个人筹资状况测算与分析

发布时间：2018-05-28 22:16

本文选题：新农保 + 个人筹资能力　；参考：《贵州农业科学》2013年04期

【摘要】：在分析河北省2010年16个试点县市新农保个人筹资相关数据基础上,对新农保个人筹资状况进行测算,力求构建高效、有序的新农保个人筹资机制。在实际测算和分析过程中,主要采取了4个指标:新农保个人最低缴费率、个人最高缴费率、个人最大缴费能力和预期领取养老金数额。通过测算和分析发现了河北省新农保在农户个人筹资能力、筹资标准设计、筹资激励机制、个人账户养老金计发系数等方面的问题,并提出政府应加大对贫困县市个人缴费补贴力度,建立激励型缴费机制;设计适合河北省省情的新农保缴费标准;在增加计发系数的同时适当提高农户缴费标准;国家对基础养老金的补贴水平等4个方面的具体策略和方法。
[Abstract]:Based on the analysis of 16 pilot counties and cities in Hebei Province in 2010, this paper calculates the situation of individual financing of new rural insurance, and tries to build an efficient and orderly financing mechanism for new rural insurance individuals. In the process of actual calculation and analysis, four indexes are mainly adopted: the minimum individual contribution rate, the highest individual contribution rate, the maximum individual contribution ability and the expected pension amount. Through the calculation and analysis, the paper finds out the problems of the new rural insurance in Hebei Province in the aspects of the farmer's individual financing ability, the standard design of raising funds, the mechanism of financing incentive, the coefficient of personal account pension, and so on. The government should increase the subsidy of individual payment to poor counties and cities, set up incentive payment mechanism, design the new rural insurance payment standard suitable for Hebei province, increase the coefficient of calculation and hair, and raise the standard of peasant households' payment properly at the same time. The specific strategies and methods in four aspects, such as the subsidy level of the state to the basic pension.
【作者单位】：河北金融学院保险系;
【基金】：2012年河北省高等学校人文社会科学研究青年基金项目:“河北省‘新农保’长效筹资机制构建研究”(SQ121010) 河北金融学院科研基金项目“‘新农保’试点中的问题及对策研究——基于河北省‘新农保’试点的调查分析”(JY201204) 保定市哲学社会科学规划研究项目“保定市‘新农保’实地调研的结果和启示”(201102052) 2012年保定市科学技术研究与发展指导计划(第二批):“河北省‘新农保’农户缴费及财政保障机制构建研究”(12ZR041)
【分类号】：F842.6;F224

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