城乡居民大病保险风险管控体系研究

发布时间：2018-06-03 12:55

  本文选题：城乡居民大病保险 + 风险管控　； 参考：《卫生经济研究》2017年06期

【摘要】：城乡居民大病保险制度从试点到全面实施,各参与主体均存在不确定性风险。基于信息不对称及风险管理理论,本文分别对政府部门、保险公司、大病患者、医疗机构在大病保险制度实施过程中可能面临的风险进行识别和分析,探讨其风险管控的事前、事中和事后方法。城乡居民大病保险风险管控必须将横向的内部风险管控、纵向的全过程风险管控和侧向的外部风险管控结合起来,构建一个全过程、多角度,四方主体共同参与的大病保险风险管控体系。
[Abstract]:From pilot to full implementation of urban and rural residents' serious illness insurance system, there are uncertain risks for all participants. Based on the theory of information asymmetry and risk management, this paper identifies and analyzes the risks that may be faced by government departments, insurance companies, patients with serious illness, and medical institutions in the process of implementing the insurance system for serious illness. Medium and hindsight methods. The risk control of urban and rural residents' serious illness insurance must combine horizontal internal risk control, vertical whole process risk management and lateral external risk control, and construct a whole process and multi-angle. The risk management and control system of the major illness insurance in which the four parties participate.
【作者单位】： 江西中医药大学经济与管理学院;
【基金】：江西省社会科学研究“十三五”(2016年)规划项目(16YJ24) 2015年度江西省高校人文社科项目(JJ1533) 2016年度江西中医药大学校级研究生创新专项资金项目(JZYC16S09)
【分类号】：F842.684;R197.1
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本文编号：1972857