农民工市民化进程中养老保险模式的路径研究

发布时间：2018-06-07 01:48

本文选题：农民工 + 养老保险　；参考：《上海工程技术大学》2013年硕士论文

【摘要】：农民工养老保险在我国开展已有一定年数，但参保率和待遇水平一直很低从2011年下半年起，我国多地开始将外来从业人员的养老保险纳入到城镇职工的体系内但这一政策并未使所有外来从业人员的社会保险状况得到改善，小部分农民工的个体福利还因此蒙受了损失在很大程度上这要归因于他们的市民化程度不高：部分农民工进入城市后仅完成了身份上由农民到产业工人的转变，其在城市生活中还扮演着边缘人的角色让这些处于弱势地位的农民工为社会福利水平地提升而付出代价显然是不合理的有鉴于此，本文试图对现行的养老保险模式加以完善，让更多的农民工能够参与到这一体系中来这对于社会公平以及养老保障制度的可持续发展都具有积极的意义本文共分七章，各章的主要内容和重要观点分述如下：第一章，绪论陈述了本选题的理论和现实意义；对中外相关研究文献进行综述，并指出研究中存在的问题与缺陷；介绍了本文的研究方法，提出了论文的方案设计和逻辑结构，总结了论文的创新点第二章，基本概念及相关理论阐述农民工市民化养老保险一般涵义的基础上对本文中所涉及的概念和理论作了相关的界定和梳理通过对理性人假设的阐述得出，将所有农民工都纳入到城镇职工养老保险领域的做法从福利经济学角度看不符合帕累托最优，会受到部分社会成员的抵制第三章，农民工及其养老保险路径的现状分析通过问卷调查现场访谈数据搜集的方式了解农民工的生活状况及养老保险情况通过对农民工获取养老保险的路径（政府就业和土地）地分析，提出要实现市民化，最为直观的就是要让农民工和城市居民一样享受到城市户籍所赋予的包括养老保险在内的各项社会福利措施，使这些迁移人口真正的融入到城市大家庭中第四章，，市民化进程中养老保险的路径比较通过费用归宿模型证明农民工工资弹性较小，在单一路径的养老保险模式中他们与城镇职工缴纳的名义养老金费率相同的情况下，其实际分担要高于城镇职工；另一方面对于人力资本偏低的农民工群体而言较高的缴费基数具有挤出效应，使其面临失业的风险相比单一路径的保险模式，多路径模式具有可以满足个体异质性需求保障水平适度合理的特点第五章，农民工养老保险的路径设计建立农民工市民化程度的评价指标体系，对抽样调查的农民工进行市民化打分，按照市民化能力意愿指标的高低将被调查人群进行了分组；对抽样数据的分析表明经济生活与参保意愿相关度较高情感认同与模式偏好的相关度较高，即农民工城保或是农保的偏好一定程度取决于其对于城市的归属和认同感；回归分析的结果显示在所列举的变量中对参保可能性影响最大的是对于制度的了解程度，这对于如何提高覆盖率具有指导意义第六章，农民工养老保险路径选择的对策建议根据上文的分组结果结合对农民工参保意愿影响因素的分析，提出适合不同组别的参保对策和进一步提高参保率的意见建议；指出要着力加强政策的针对性，发挥居委的近源优势做好政策宣传工作，加强政策落实的可持续性第七章，总结展望对本文的研究成果进行总结，对不足之处提出指正本文的创新之处在于将市民化这一社会学范畴的概念纳入到了农民工养老保险问题的讨论中，这两者相结合的分析范式是一种新的尝试，并且从定量分析的结果来看，两者之间在统计学意义上确实是存在密切联系的
[Abstract]:The old-age insurance of migrant workers has been carried out in China for a certain number of years, but the insurance rate and treatment level have been very low from the second half of 2011. Our country began to integrate the old-age insurance of foreign employees into the system of urban workers and workers, but this policy did not improve the social insurance status of all foreign employees, a small part of the farmers. The individual welfare of migrant workers has been lost to a large extent because of their low degree of citizenization. Some migrant workers have only completed the transformation from farmers to industrial workers after entering the city, and they play the role of marginalized people in urban life to make the vulnerable migrant workers social welfare. It is obvious that it is unreasonable to pay the cost of promoting the level of promotion. This article tries to perfect the existing pension insurance model so that more migrant workers can participate in the system, which is of great significance to the social equity and the sustainable development of the old-age security system.
This article is divided into seven chapters. The main contents and important points of each chapter are as follows:
In the first chapter, the introduction describes the theoretical and practical significance of the topic, summarizes the related research literature in China and foreign countries, and points out the problems and defects in the study, introduces the research methods of this paper, and puts forward the design and logical structure of the paper, and summarizes the innovation of the paper.
The second chapter, the basic concepts and related theories, on the basis of the general meaning of the citizenization endowment insurance of migrant workers, defines and combs the concepts and theories involved in this article. Through the exposition of the hypothesis of rational people, the practice of bringing all migrant workers into the field of urban workers' old insurance is from the angle of welfare economics. If you do not conform to Pareto's optimum, you will be resisted by some members of the society.
The third chapter, the status of migrant workers and their old-age insurance path analysis through the questionnaire survey field interview data collection methods to understand the living conditions of migrant workers and the pension insurance situation through the way to obtain pension insurance for migrant workers (government employment and land) analysis, proposed to realize the citizenization, the most intuitive is to let the migrant workers. As urban residents enjoy the social welfare measures, including pension insurance, endowed with urban household registration, so that these migrating people are truly integrated into the large urban families.
In the fourth chapter, the path of pension insurance in the process of citizenization is compared through the cost return model to prove that the wage elasticity of migrant workers is small. In the case of the same pension rate paid by the urban workers in the single path old-age insurance model, the actual share of the migrant workers is higher than that of the urban workers; on the other hand, it is low on the human capital. The higher payment base of the migrant workers has the extrude effect, which makes it face the risk of unemployment compared with the single path insurance model, and the multi path model has the characteristics that can satisfy the level of the individual heterogeneity demand.
In the fifth chapter, the path design of migrant workers' pension insurance is designed to establish the evaluation index system of the citizenization degree of migrant workers, and to classify the migrant workers from the sample survey. According to the index of the citizenization ability will, the population is divided into groups. The analysis of sampling data shows that the relative degree of the economic life and the willingness to participate in the insurance is higher. The relationship between emotional identity and pattern preference is higher, that is, the preference of migrant workers' urban insurance or agricultural insurance depends partly on the ownership and identity of the city. The results of regression analysis show that the greatest impact on the insured possibility is the degree of understanding of the system in the listed variables, which is a reference to how to improve the coverage. Guiding significance
The sixth chapter, the countermeasures and suggestions for the migrant workers' pension insurance path selection, according to the analysis of the factors affecting the willingness of migrant workers to participate in the protection of migrant workers according to the results of the above group, put forward the countermeasures and suggestions for the further improvement of the insurance rate, and point out that we should focus on strengthening the pertinence of the policy and give full play to the near source advantages of the Committee. Promoting publicity work and strengthening the sustainability of policy implementation
The seventh chapter summarizes and forecasts the research results in this paper, and points out the shortcomings.
The innovation of this article is to incorporate the concept of sociological category into the discussion of migrant workers' pension insurance. The combination of the two is a new attempt, and from the results of quantitative analysis, there is a close link between the two in statistical significance.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

【参考文献】