我国保险服务贸易国际竞争力及其影响因素研究

发布时间：2018-06-17 14:11

本文选题：保险服务贸易 + 国际竞争力　；参考：《上海外国语大学》2017年硕士论文

【摘要】：随着经济全球化程度的加深和世界产业结构的调整,各国经济发展的关注点逐渐从货物贸易转为服务贸易,后者日渐成为促进各国经济腾飞的主要推动力。我国服务业起步晚,在贸易结构、人才培养及法律体系构建等方面仍处劣势,存在服务贸易逆差严重的问题。作为我国金融服务领域中最早开放的部门,保险行业具有风险控制、经济补偿和社会管理等功能,是我国经济发展的关键保障以及产业结构优化升级的主要领域之一。但长期以来,我国保险服务贸易持续逆差,不具备国际竞争力。回顾国内外相关文献可知,大多数学者集中在研究服务贸易整体竞争力或旅游和运输等传统行业的服务贸易国际竞争力、保险服务贸易的规制和自由化问题以及对我国保险服务贸易的现状进行描述性分析,比较缺乏对我国保险服务贸易国际竞争力及其影响因素的全面研究。鉴于此,本文将全面系统地探究我国保险服务贸易国际竞争力的发展情况,研究其影响因素,探寻改善我国保险服务贸易逆差问题和提升其国际竞争力的有效途径,以此提高我国服务贸易和国民经济的发展水平。本文首先详细地综述了国内外相关文献。其次,对我国保险业和保险服务贸易的发展和现状进行阐述,作为研究其国际竞争力的现实基础。再次,分别从横向和纵向的角度,利用国际市场占有率、服务贸易对外开放度、贸易竞争力指数等指标对我国保险服务贸易竞争力进行描述性分析,发现尽管我国保险服务贸易近20年不断向上发展,但我国保险服务贸易还未摆脱严重的逆差状态,国际竞争力不强;并以迈克尔?波特教授的“钻石模型”为依据,探寻影响我国保险服务贸易国际竞争力的因素。接着,结合本文的研究目的,以国际市场占有率为代表国际竞争力的因变量,对各影响因素进行实证研究,结果表明保险业资产规模、软件业总产值、货物贸易出口额和金融业外商直接投资能够对我国保险服务贸易国际竞争力有较明显的正向推动作用;而保险费率、保险资金投资基金占比和保险业集中度的提高则对其起了一定的抑制作用。最后,根据以上分析,本文从政府和企业两个层面提出提升我国保险服务贸易国际竞争力的有效建议,以改善我国保险服务贸易的发展状况。
[Abstract]:With the deepening of economic globalization and the adjustment of world industrial structure, the focus of economic development in various countries has gradually changed from trade in goods to trade in services, the latter gradually becoming the main driving force to promote the economic development of all countries. China's service industry starts late, and is still inferior in trade structure, talent training and legal system construction, and there is a serious problem of trade deficit in services. As the earliest open sector in the field of financial services in China, the insurance industry has the functions of risk control, economic compensation and social management. It is one of the main fields of economic development and optimization and upgrading of industrial structure. But for a long time, our country insurance service trade deficit continuously, does not have the international competitive power. Reviewing the relevant literature at home and abroad, we can see that most scholars focus on the overall competitiveness of service trade or the international competitiveness of services trade in traditional industries such as tourism and transport, The regulation and liberalization of insurance service trade and the descriptive analysis of the current situation of insurance service trade in China are lack of comprehensive research on the international competitiveness of insurance service trade in China and its influencing factors. In view of this, this paper will comprehensively and systematically explore the development of international competitiveness of China's insurance trade in services, study its influencing factors, and explore effective ways to improve the trade deficit of insurance services in China and to enhance its international competitiveness. In order to improve our service trade and the development of the national economy. This paper first summarizes the relevant literature at home and abroad in detail. Secondly, the development and present situation of insurance industry and insurance service trade in China are expounded as the realistic basis of studying its international competitiveness. Third, from the horizontal and vertical perspective, using the international market share, service trade openness, trade competitiveness index and other indicators to describe the competitiveness of China's insurance services trade. It is found that although China's insurance trade in services has been developing upward in the past 20 years, China's insurance trade in services has not yet got rid of the state of serious deficit, and its international competitiveness is not strong. Based on Professor Porter's Diamond Model, this paper explores the factors that affect the international competitiveness of China's insurance service trade. Then, combined with the purpose of this paper, taking the international market share as the dependent variable of the international competitiveness, the paper makes an empirical study on the influencing factors. The results show that the scale of the insurance assets, the total output value of the software industry, The export value of goods trade and foreign direct investment in the financial industry can promote the international competitiveness of China's insurance trade in services. The proportion of insurance fund investment funds and the increase of insurance concentration play a certain role in restraining it. Finally, based on the above analysis, this paper puts forward some effective suggestions to improve the international competitiveness of China's insurance services trade from the government and enterprise levels, in order to improve the development of China's insurance services trade.
【学位授予单位】：上海外国语大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F752.68;F842

【参考文献】