中国环境污染责任保险模式研究

发布时间：2018-06-18 14:09

本文选题：环境污染责任保险 + 实施模式　；参考：《河北大学》2014年硕士论文

【摘要】：经济社会快速发展的同时,环境污染事故也频繁发生,威胁着人民群众的生命健康,不利于经济的可持续发展。环境污染责任保险,也称为“绿色保险”,其标的是企业发生污染事故对第三者造成的损害依法应承担的赔偿责任。发展环境污染责任保险,一方面有利于贯彻落实“谁污染,谁治理”的原则,另一方面,还有利于企业提升自身的风险管理水平和环境保护能力。自2007年以来,我国一直积极推动环境污染责任保险的试点工作,但该险种推行至今,依然是覆盖面窄、参保率低,整体发展很不乐观。针对环境污染责任保险在推行过程中存在的问题,寻求科学合理的环境污染责任保险模式,具有重要理论价值和现实意义。本文重点探讨我国环境污染责任保险的发展模式及运行机制,主要内容包括以下几个方面:第一,清楚界定环境污染责任保险的外延和内涵;第二,分析我国环境污染责任保险的发展现状;第三,剖析我国环境污染责任保险发展滞后的经济学根源;第四,通过对比分析方法,分别归纳了西方发达国家环境责任保险模式的优劣;第五,在危机管理理论、公共物品供给理论及合作经济学思想的支持下,提出适宜我国推行的环境污染责任保险模式及制度建议。
[Abstract]:With the rapid development of economy and society, environmental pollution accidents also occur frequently, which threaten the lives and health of the people and are not conducive to the sustainable development of the economy. Environmental pollution liability insurance, also known as "green insurance", the object of which is the damage caused by the third party caused by the pollution accident. The development of environmental pollution liability insurance is conducive to the implementation of the principle of "who pollutes, who governs", on the other hand, it is helpful for enterprises to improve their own risk management level and environmental protection ability. Since 2007, China has been actively promoting the pilot work of environmental pollution liability insurance, but the coverage is still narrow, the participation rate is low, and the overall development is not optimistic. In view of the problems existing in the implementation of environmental pollution liability insurance, it is of great theoretical and practical significance to seek a scientific and reasonable mode of environmental pollution liability insurance. This paper focuses on the development model and operating mechanism of environmental pollution liability insurance in China. The main contents include the following aspects: first, clearly define the extension and connotation of environmental pollution liability insurance; second, Analyze the development of liability insurance for environmental pollution in China; third, analyze the economic root of the lagging development of liability insurance for environmental pollution in China; fourth, through comparative analysis methods, The paper summarizes the advantages and disadvantages of the environmental liability insurance model in western developed countries. Fifth, supported by the theory of crisis management, the theory of public goods supply and the thought of cooperative economics, The model and system of environmental pollution liability insurance suitable for our country are put forward.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.69

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