内蒙古政策性农业保险财政补贴问题研究

发布时间：2018-06-18 21:06

本文选题：内蒙古 + 政策性　；参考：《内蒙古大学》2017年硕士论文

【摘要】：改革开放以来,我国市场经济改革不断深化。尤其在我国加入世界贸易组织后,农业的生产与发展出现了一系列新的变化。农业现代化也已然成为我国农业发展的新方向、新目标,这对内蒙古政府在政策性农业保险的补贴工作上提出了新的要求与新的期望。目前,内蒙古自然灾害多发,这给我区的农业生产带来了不小的风险。面对这些风险,政策性农业保险无疑是抵御农业生产风险的优选工具。明确政府在政策性农业保险中的具体责任,依靠国家相关政策来保障农民的生产质量与生产安全,保证农民的收入稳定,保障国家的食品安全已经成为我国农村经济发展的重要战略选择,也是内蒙古发展农村经济的必由之路。本文站在补贴角度,通过对内蒙古政策性农业保险财政补贴过程中出现的具体问题进行分析,对国外政策性农业保险财政补贴的特点进行了归纳,对当前政策性农业保险所处的法律、政策等环境进行分析。详细阐述了内蒙古政策性农业保险财政补贴的具体现状,通过在实际工作中遇到的问题,找到导致补贴问题的具体原因。最终依据内蒙古自身特点,借鉴国外农业保险财政补贴模式和补贴经验对内蒙古财政补贴中现存的问题提出了相应的解决措施与建议。基于上述研究,作者认为想要解决内蒙古政策性农业保险在财政补贴过程中出现的问题,就要紧密结合内蒙古农村的具体情况,从实际出发、因地制宜,满足广大农民对内蒙古政策性农业保险的合理需求。政府相关部门要加强立法,不断拓宽补贴品种,完善财政补贴方式,加大财政补贴力度,加强对财政补贴工作的监管;保险公司要研发保险新产品,加强基层网点建设与队伍建设;以政府为主导落实财政补贴政策,处理好各主体间关系,做好财政补贴政策的宣传工作,厚植发展优势。
[Abstract]:Since reforming and opening, our country market economy reform deepens ceaselessly. Especially after China's entry into WTO, a series of new changes have appeared in agricultural production and development. Agricultural modernization has also become a new direction and goal of agricultural development in China, which puts forward new requirements and new expectations for the government of Inner Mongolia to subsidize policy agricultural insurance. At present, frequent natural disasters in Inner Mongolia, which brought not small risks to agricultural production in our region. In the face of these risks, policy-based agricultural insurance is undoubtedly an excellent tool to resist the risk of agricultural production. Make clear the specific responsibility of the government in policy-oriented agricultural insurance, rely on the relevant policies of the state to ensure the production quality and production safety of farmers, ensure the stability of farmers' income, To ensure the national food safety has become an important strategic choice for the development of rural economy in China, and is also the only way to develop rural economy in Inner Mongolia. From the perspective of subsidies, this paper analyzes the specific problems in the process of financial subsidies for policy-oriented agricultural insurance in Inner Mongolia, and sums up the characteristics of financial subsidies for foreign policy-oriented agricultural insurance. The current policy of agricultural insurance in the law, policy environment analysis. This paper expounds in detail the current situation of the financial subsidy for policy-oriented agricultural insurance in Inner Mongolia, and finds out the specific reasons leading to the subsidy problem through the problems encountered in the practical work. Finally, according to Inner Mongolia's own characteristics, drawing lessons from foreign agricultural insurance financial subsidy model and subsidy experience, this paper puts forward corresponding measures and suggestions to solve the existing problems in Inner Mongolia's financial subsidy. Based on the above research, the author thinks that in order to solve the problems of the policy agricultural insurance in the process of financial subsidy in Inner Mongolia, it is necessary to closely combine the specific conditions of Inner Mongolia rural areas, proceed from the actual situation, and take measures according to local conditions. To meet the majority of farmers in Inner Mongolia policy agricultural insurance reasonable demand. The relevant government departments should strengthen legislation, continuously broaden the variety of subsidies, improve the way of financial subsidies, increase the intensity of financial subsidies, and strengthen supervision over the work of financial subsidies; insurance companies should develop new insurance products. Strengthen the construction of grass-roots network and team building, take the government as the leading implementation of the financial subsidy policy, deal with the relationship between the main bodies, do a good job in the propaganda of the financial subsidy policy, and develop advantages.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.66;F812.45

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