豫东W县新农保可持续发展研究

发布时间：2018-06-19 17:07

本文选题：养老保险 + 制度可持续　；参考：《河南大学》2014年硕士论文

【摘要】：养老问题所涉及的不仅仅是经济方面的问题，更是一个社会问题。长期以来，我国老年人的养老模式基本上是以家庭养老为主，虽然中途有过一段时间实施过农村养老保险制度，但是随着改革开放和家庭联产承包责任制的实施，旧的养老保险基本上退了出历史舞台。随着计划生育政策的长期实施，家庭规模变得越来越小，家庭养老模式受到了严重挑战和威胁。2009年国务院发布《国务院关于开展新型农村社会养老保险试点的指导意见》（以下简称新农保），标志着我国新型农村社会养老保险正式产生。新型农村社会养老保险是解决我国当前人口老龄化，促进我国社会和谐，保障国家长治久安的一项重要的惠民工程，现如今，虽然新农保的推广范围已经到达了全覆盖的程度，然而在现实情况中新农保制度本身还存在一些缺陷和急需完善的地方，这在一定程度上严重阻碍了新农保的健康、可持续发展。如何使新农保快速、有效、健康可持续发展是解决我国当前老龄化问题的关键所在。本文以W县新型农村社会养老保险的调研为基础，，对新农保制度设计、制度可持续发展和新农保监督机制等方面进行深入探讨和分析。W县属河南省开封市，是河南省第三批新农保试点县，共有城乡居民约100万人，其中农业人口90%以上，是中原大地上一个典型的农业县。W县从开始实施新农保到现在推行了两年多的时间，取得了较好的反响和效果，新农保得到了很多农村居民的接受和认可。但是由于新农保工作尚处于试点推广阶段，又在W县这样一个欠发达的中部农业县推行难免会遇到种种困难和阻力，会暴露出这样或那样的问题。本文通过对河南省W县的实地调研，得到大量有用和详实的调研资料，同时运用SPSS统计分析软件对相关数据和资料进行详细的研究，准确和直观的反映出新农保制度在推行过程中所遇到的阻力、自身所存在的不足，以及影响农民参保积极性的一系列问题。同时从可持续发展的基本原则出发，在实地调研所得数据的基础上，从新农保的各个操作层面去剖析，力求推动我国这项最重要的惠农工程之一快速、有效、健康、可持续发展。总之，新型农村社会养老保险制度应该不仅要满足当代农民的养老需要，而且还要让子孙后代都享受到这项“惠民”政策。但是，没有任何一种制度是可以一成不变又能够永久适合一个国家的发展的。新农保制度也是一样，它不仅仅要与当代中国的政治、经济、文化等外部环境相适应，而且应该能够和这些至关重要的因素相协调，从而不断地发展和完善，成为一种永续发展、不断完善的农村社会保障制度，使得今后的每一代农民都能够享受到这项制度所提供的保障实惠。因此本文通过制度的可持续发展为着眼点对新农保在运行的过程中出现的问题进行了深刻的思考、分析和研究，并提出可行性的建议，对新农保政策的改进、完善与推广都具有一定的积极影响。
[Abstract]:The old-age problem involves not only economic problems but also a social problem. For a long time, the old-age mode of the elderly in our country is mainly based on family pension. Although the rural old-age insurance system has been implemented over a period of time, it has been implemented with the reform and the implementation of the household contract responsibility system and the old maintenance. With the long-term implementation of the family planning policy, with the long-term implementation of the family planning policy, the family size has become smaller and smaller. The family pension model has been seriously challenged and threatened by the State Council issued by the State Council in.2009, which marks the new country's new rural social endowment insurance. Type rural social endowment insurance is formally produced. The new rural social endowment insurance is an important Huimin project to solve the current population aging, promote the social harmony of our country and guarantee the long-term stability of the country. Nowadays, although the extension of the new agricultural insurance has reached the extent of full coverage, the new agricultural insurance system is in reality. The degree itself has some defects and needs to be perfected. This has seriously hindered the health and sustainable development of the new agricultural insurance. How to make the new agricultural insurance fast, effective and healthy and sustainable is the key to solve the problem of aging in China.
Based on the investigation of the new rural social endowment insurance in W County, this paper makes a thorough discussion and analysis of the new agricultural insurance system design, the sustainable development of the system and the supervision mechanism of the new agricultural insurance system, which is the third county of Henan Province, which is the third batch of new agricultural insurance pilot counties in Henan Province, with a total of about 1 million people in urban and rural areas, of which the population of agriculture is over 90%. .W County, a typical agricultural county on the Central Plains, has been carrying out more than two years from the beginning of the implementation of new agricultural insurance. It has achieved good response and effect. The new agricultural insurance has been accepted and accepted by many rural residents. However, the new agricultural insurance is still in the pilot extension stage and in a less developed central agricultural county such as W county. Through the field investigation of W County in Henan Province, this paper obtains a large number of useful and detailed investigation data, and uses SPSS statistical analysis software to carry out a detailed study of relevant data and data, which accurately and intuitively reflects the implementation of the new agricultural insurance system. At the same time, on the basis of the basic principles of sustainable development and on the basis of the data from the field investigation and investigation, the author tries to push forward one of the most important agricultural projects of our country, which is one of the most important agricultural projects in China. Effect, health, sustainable development.
In a word, the new rural social endowment insurance system should not only meet the needs of the peasants for the aged, but also let their descendants enjoy the "benefiting people" policy. However, there is no one system that can be unchangeable and can be permanently fit for the development of a country. The same is the same, it is not only necessary. It is compatible with the external environment of politics, economy and culture in contemporary China, and should be able to coordinate with these important factors, thus continuously develop and improve, become a sustainable development and continuous improvement of the rural social security system, so that every generation of farmers in the future can enjoy the guarantee provided by this system. Therefore, through the sustainable development of the system, this paper makes a deep thinking on the problems arising in the operation of the new agricultural insurance, analyses and studies, and puts forward the feasible suggestions, and has a certain positive effect on the improvement of the new agricultural insurance policy, the improvement and the promotion.
【学位授予单位】：河南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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