我国新型农村社会养老保险现状、问题与对策研究

发布时间：2018-07-01 19:08

本文选题：新型农村社会养老保险 + 转移接续　；参考：《西北大学》2013年硕士论文

【摘要】：新型农村社会养老保险制度的建立是我国新时期国家解决“三农”问题的重要举措之一,它可以解决我国农民的后顾之忧,使农民摆脱了土地和家庭带来的束缚,通过进城务工提高自身的生活水平；同时也提升了当前农村居民的消费信心,促进了社会的稳定；此外,我国新型农村社会养老保险还有助于我国全面建成小康社会,进而也有利于构建和谐社会。伴随着我国市场经济的不断深入发展、老年人口比重增大趋势不断加剧的现状以及城乡之间贫富差距的拉大,我国农村老人的养老问题逐步成为全社会关注的焦点。2009年开始,我国新型农村社会养老保险制度进入试点工作,直到2012年,新型农村社会养老保险制度在我国已实施了三年时间,在这3年里,制度的覆盖面不断扩大,直至制度全国全覆盖；受益人群日益增多,也形成了相对较完善的管理机制、筹资机制以及运行机制。相比与过去的老农保,拥有其独特的优势以及成功可能的新农保制度已然成为当前解决农村老人养老问题的及时雨。与此同时,新农保制度在过去3年实施过程中也存在着一些问题,并且严重影响着制度的可持续运行,如若不及时加以重视和解决,势必会对制度的可持续运行构成威胁。基于此,本文通过对现状的了解,问题原因的分析,借鉴各家所长,为其提供解决之道,以期能够达到完善我国新型农村社会养老保险制度的目标,以及对这项惠民制度的可持续运行做出一定的实践启示和理论贡献。
[Abstract]:The establishment of the new rural social endowment insurance system is one of the important measures for our country to solve the problem of "agriculture, countryside and farmers" in the new period. It can solve the worries of the peasants in our country and free them from the bondage brought by the land and the family. By working in cities to improve their living standards; at the same time, it has also enhanced the consumption confidence of current rural residents and promoted social stability. In addition, China's new rural social endowment insurance is also conducive to building a well-to-do society in our country in an all-round way. In turn, it is also conducive to the construction of a harmonious society. With the further development of market economy in our country, the increasing trend of the proportion of the elderly population and the widening gap between the rich and the poor between urban and rural areas, the problem of the aged in rural areas has gradually become the focus of attention of the whole society. China's new rural social endowment insurance system has entered the pilot work until 2012, the new rural social old-age insurance system has been implemented in China for three years, in these three years, the coverage of the system continues to expand, until the system covers all over the country; The number of beneficiaries is increasing day by day, and a relatively perfect management mechanism, financing mechanism and operation mechanism have been formed. Compared with the old rural insurance in the past, the new rural insurance system, which has its unique advantages and the possibility of success, has become the timely rain to solve the rural old-age pension problem. At the same time, there are some problems in the implementation of the new rural insurance system in the past three years, and it seriously affects the sustainable operation of the system. If it is not paid attention to and solved in time, it will inevitably pose a threat to the sustainable operation of the system. Based on this, this article through the understanding of the current situation, the analysis of the causes of the problem, draw lessons from the strengths of the various, to provide a solution for it, in order to achieve the goal of improving the new rural social endowment insurance system in China. And make some practical enlightenment and theoretical contribution to the sustainable operation of this system.
【学位授予单位】：西北大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

【参考文献】