广西农业保险经营模式研究

发布时间：2018-07-04 06:38

本文选题：农业保险 + 广西　；参考：《广西大学》2013年硕士论文

【摘要】：农业本身固有的公共性和对环境依赖性决定了其必须通过农业保险来分摊风险。农业保险作为一种城乡二元格局下的风险补救措施,对保障农民生活、促进“三农”经济发展起到很大的作用,并受到政府和社会各界的重视。中国城乡二元发展的格局,决定了农业保险的政策性经营。《农业保险条例》的颁布实施,标志着农业保险的政策性在我国以法律的形式确定下来。2007年以来,农业保险获得中央财政补贴项目支持,能繁母猪保险、奶牛保险是广西首批获得中央财政补贴的险种,农业保险业务开始扭转只赔不赚的局面。但是,广西对农业保险的研究较晚,地方实践经验少,导致农业保险经营模式单一,农业保险发挥不出应有的保障功能。因此,在统筹城乡发展和建立广西农村金融体系的背景下,开展广西农业保险经营模式的研究,探讨与地方农业发展相适应的农险经营模式,对促进广西农业保险的发展,巩固农业的基础地位,进而促进广西经济的可持续发展,具有重要的理论价值和实践意义。本文内容共分为六个章节,首先阐述全文的理论基础部分——农业保险经营模式的基本理论分析,分析农业保险的属性对经营模式的影响,对经营模式的进行简要划分并提出改进经营模式对农业保险的重要性。第三章深入分析广西农业保险发展的现状以及详细介绍田东县农村金融改革试点中农业保险发展情况。第四章在现状的基础上提出广西农险经营模式存在的问题,并对问题进行原因分析。第五章介绍国内外对农险经营模式的实践探索,从中总结归纳出对广西的经验借鉴。在以上分析的基础上,建议广西农险经营选择在地方政府主导下,由商业保险公司经营的整体模式,同时分析其影响因素,并提出组织框架、细化模式和相应的配套措施,促进广西农业保险的发展。
[Abstract]:The inherent publicity and environmental dependence of agriculture determine that it must share risks through agricultural insurance. Agricultural insurance, as a kind of risk remedy measure under the dual structure of urban and rural areas, plays a great role in protecting the life of farmers and promoting the economic development of agriculture, rural areas and farmers, and has been attached great importance to by the government and all walks of life of the society. The dual development of China's urban and rural areas determines the policy management of agricultural insurance. The promulgation and implementation of the regulations on Agricultural Insurance signify that the policy of agricultural insurance has been determined in the form of laws in China. Since 2007, Agricultural insurance is supported by the central financial subsidy project and can breed sows. Dairy cow insurance is the first type of insurance in Guangxi to get subsidies from the central government. The agricultural insurance business has begun to reverse the situation of only losing money. However, the study of agricultural insurance in Guangxi is late, and the local practical experience is less, which leads to the single management mode of agricultural insurance, and the agricultural insurance can not play its proper protection function. Therefore, under the background of planning the development of urban and rural areas and establishing the rural financial system of Guangxi, the research on the management mode of Guangxi's agricultural insurance is carried out, and the agricultural insurance management mode suitable for the local agricultural development is discussed, which will promote the development of Guangxi's agricultural insurance. It is of great theoretical and practical significance to consolidate the basic position of agriculture and promote the sustainable development of Guangxi economy. The content of this paper is divided into six chapters. First of all, the theoretical basis part of the full text, the basic theoretical analysis of agricultural insurance management model, the analysis of the impact of the attributes of agricultural insurance on the business model, This paper briefly divides the management mode and puts forward the importance of improving the management model to agricultural insurance. The third chapter deeply analyzes the present situation of Guangxi agricultural insurance development and introduces the development of agricultural insurance in the rural finance reform pilot project of Tiandong county in detail. The fourth chapter puts forward the problems of Guangxi agricultural insurance management model based on the present situation, and analyzes the causes of the problems. The fifth chapter introduces the practice and exploration of agricultural insurance management model at home and abroad, and sums up the experience of Guangxi. On the basis of the above analysis, it is suggested that Guangxi should choose the overall management mode of the commercial insurance company under the guidance of local government, and at the same time, analyze its influencing factors, and put forward the organizational framework, refine the model and corresponding supporting measures. Promote the development of Guangxi agricultural insurance.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66

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