地方政府城乡居民基本养老保险政策比较及其优化研究

发布时间：2018-07-06 15:26

本文选题：地方政府 + 碎片化　；参考：《湖北社会科学》2015年08期

【摘要】：2014年2月国务院发布了《关于建立统一的城乡居民基本养老保险制度的意见》,之后全国31个省份都颁布了本地区方案,对本地区城乡居民基本养老保险政策作出了相应规定。在共同性方面,地方政府政策在目标任务与参保范围、基金筹集与个人账户的建立、养老金待遇与调整、养老保险待遇领取条件、转移接续与基金管理运营五个方面都进行了相关规定。在差异性方面,从政策颁布机构来看,主要以省级政府颁布为主,省政府办公厅、财政厅、人社厅颁布的较少;政策出台时间落实较好,出台时间相对集中在2014年下半年,但政策实施时间区别较大;从基金筹集来看,个人缴费方面包括与国家一致的分类模式以及特殊模式,后者占据多数;从政府补贴方面来看,补贴标准高于国家规定的省份占据主导;从养老保险待遇及调整方面来看,个人缴费中"特殊标准+鼓励标准"是省份最多的模式,在死亡丧葬费方面,大多数省份出台了补助标准;从基金管理与运营来看,多数省份基金管理在市县层次,省级统筹的比较少。建议政府加大对养老保险的财政投入,提高养老金待遇、合理划分中央与地方养老保险的财政责任、实现基础养老保险制度的全国统筹、形成社会保险与其他社会保障政策有序衔接机制。
[Abstract]:In February 2014, the State Council issued "opinions on establishing a unified basic old-age insurance system for urban and rural residents". After that, 31 provinces in the country promulgated their own regional plans, which made corresponding provisions on the basic old-age insurance policy for urban and rural residents in this region. In terms of commonality, the local government policies aim at tasks and scope of participation in insurance, fund raising and establishment of individual accounts, pension benefits and adjustments, conditions for receiving pension insurance benefits, Transfer succession and fund management and operation of five aspects of the relevant provisions. In terms of differences, from the point of view of the policy promulgation agencies, the provincial government mainly promulgates, the provincial government offices, the finance department, and the people's and social welfare departments promulgate less; the time of the policy coming out is better, and the time of its introduction is relatively concentrated in the second half of 2014. But the timing of the implementation of the policy is quite different; in terms of fund raising, individual contributions include a classification model consistent with the State as well as a special model, which accounts for the majority; and from the perspective of government subsidies, In terms of pension benefits and adjustment, the "special standard encouragement standard" in individual contributions is the most popular model in the provinces. In terms of death and funeral expenses, Most provinces have introduced the subsidy standard; from the fund management and operation, most provinces fund management in the city and county level, provincial overall planning is relatively small. It is suggested that the government should increase the financial investment in the endowment insurance, improve the pension treatment, reasonably divide the financial responsibilities of the central and local old-age insurance, and realize the national overall planning of the basic old-age insurance system. The formation of social security and other social security policies orderly convergence mechanism.
【作者单位】：桂林医学院人文与管理学院;南京农业大学公共管理学院;
【基金】：国家社科基金“农村公共服务供给的‘碎片化’及其治理研究”(14BGL150)
【分类号】：D625;F842.67

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