上海市城镇居民养老保险基金的运行研究

发布时间：2018-07-08 21:12

本文选题：城镇居民 + 养老保险制度　；参考：《上海工程技术大学》2013年硕士论文

【摘要】：2011年7月1日，我国城镇居民养老保险试点开始启动，并在2011年年底实现全国60%的地区实行试点覆盖。争取在2012年基本实现养老保险社会全覆盖。目前我国城镇居民养老保险制度目还处于试点阶段，它的持续性将直接关系到我国能否实现养老保险制度的全覆盖。2011年12月11日上海市城镇居民养老保险办法公布，市政府就此召开工作推进会议布置实施，要求2011年年底前实现城镇居民养老保险制度全覆盖，全面实现城镇无保居民“老有所养”。在最近召开的第十八次代表大会上，，胡锦涛提出了要加强民生建设方面的工作，要切实解决关系广大人民群众利益的问题，使每个人都可以实现老有所养。上海作为全国老龄化程度最高的城市，城镇居民养老保险的运行状况对整个养老保险体系的运营具有重要的意义。本文主要对城镇居民养老保险基金未来的运行情况进行研究，基金支付能力直接关系到国家经济的发展，社会的安定甚至会影响其他国家政策的执行，同时也会人们的消费和就业产生影响。因此，对城镇居民养老保险基金收支问题的研究具有重要的现实意义。本文重点对上海市城镇居民养老保险基金的运营状况进行分析预测。本文以调查所得的上海市城镇居民养老保险基金的缴费情况数据为基础，利用系统动力学方法对城镇居民养老保险基金来几十年的运行状况进行了测算与分析，可以尽早发现社保基金运营过程中存在的问题，防患于未然，及时的采取应对措施，从而规避可能产生的风险；为政府以及相关职能部门制定社会保险基金缴纳、管理、运营政策，及相关法规提供重要依据。并有针对性的提出了解决的对策，以期实现上海城镇居民养老保险基金的平衡发展。
[Abstract]:On July 1, 2011, the pilot program of urban residents' old-age insurance began in China, and 60% of the regions in China were covered by the pilot at the end of 2011. Strive for the basic realization of social coverage of pension insurance in 2012. At present, the pension insurance system for urban residents in China is still in the pilot stage, and its sustainability will directly affect whether we can realize the full coverage of the pension insurance system in our country. On December 11, 2011, the measures for the old-age insurance of urban residents of Shanghai have been announced. In this regard, the municipal government held a work to promote the implementation of the conference arrangement, requiring that the old-age insurance system of urban residents be fully covered by the end of 2011, and that the urban residents without insurance be fully supported by the elderly. At the recent 18th Congress, Hu Jintao proposed to strengthen the work of building the people's livelihood, to effectively solve problems related to the interests of the broad masses of the people, so that everyone can realize a sense of security for the elderly. Shanghai is the city with the highest degree of aging in China. The operation of urban residents' pension insurance is of great significance to the operation of the whole pension insurance system. This paper mainly studies the future operation of the pension insurance fund for urban residents. The fund's ability to pay is directly related to the development of national economy, and social stability will even affect the implementation of other countries' policies. It will also have an impact on people's consumption and employment. Therefore, it is of great practical significance to study the income and expenditure of pension insurance fund for urban residents. This paper focuses on the analysis and prediction of the operation of pension fund for urban residents in Shanghai. Based on the investigation data of the urban residents' pension insurance fund in Shanghai, this paper calculates and analyzes the operating status of the pension insurance fund for urban residents in the past several decades by using the system dynamics method. We can find the problems in the operation of the social security fund as soon as possible, take timely measures to avoid the possible risks, and formulate the social insurance fund payment and management for the government and related functional departments. Operation policy, and related regulations to provide important basis. Some countermeasures are put forward in order to realize the balanced development of pension fund for urban residents in Shanghai.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.67

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