论美国养老保障制度改革的核心理念——兼论对我国的启示

发布时间：2018-07-10 12:10

本文选题：美国养老保障制度 + 改革理念　；参考：《技术经济与管理研究》2015年10期

【摘要】：文章通过考察美国养老保障制度自20世纪80年代以来的改革过程,提炼了其改革的基本理念,得出的基本结论是:美国养老保障制度的改革坚持以效率为本位、兼顾公平的价值取向,在改革中始终坚持选择主义的养老保障资格限定机制,以效率为目标的养老保障财务运行模式,低水平的养老保障给付水平;在政府、市场与社会机制的功能与定位上,着力建立小政府、大市场、泛社会的权责分担机制,发展层次化的养老保障体系结构,建立多渠道的养老保障资金筹集和支出机制以及分权型的养老保障管理体制。带给我们的启示是:辩证地吸收、合理地借鉴美国的经验和教训,在改革和发展中国特色的社会主义养老保障制度过程中,要建立多元化的养老保障体系;提高管理和运营效率;建立水平适度的养老保障制度。
[Abstract]:By reviewing the reform process of the American old-age security system since the 1980s, this paper abstracts the basic idea of its reform, and draws the following conclusion: the reform of the American old-age security system is based on efficiency. In the course of the reform, we always insist on the selective pension qualification limitation mechanism, the financial operation mode of old-age security aiming at efficiency, the low level of old-age security payment. In terms of the function and orientation of market and social mechanism, we should set up the power and responsibility sharing mechanism of small government, big market and pan-society, and develop a hierarchical pension security system structure. Establish multi-channel pension fund raising and expenditure mechanism and decentralized pension security management system. The enlightenments to us are: to absorb dialectically and to learn from the experience and lessons of the United States, and to establish a diversified pension security system in the process of reforming and developing the socialist old-age security system with Chinese characteristics; Improve the efficiency of management and operation; establish an appropriate level of old-age security system.
【作者单位】：山东泰山医学院;
【基金】：2011年山东省社科规划课题(11CKSJ02)
【分类号】：F847.12;F842.67

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