甘肃省科技保险绩效测评及影响因素研究

发布时间：2018-07-10 16:21

本文选题：甘肃省 + 科技保险　；参考：《兰州大学》2013年硕士论文

【摘要】：创新是多年来亘古不变的话题,科学技术也被认为是第一生产力。高科技企业作为技术创新的载体,其发展对于地方经济的繁荣具有举足轻重的作用。但是,企业的研发具有高风险,它能导致企业的研发项目失败并发生损失,从而妨碍技术创新。为解决科技企业创新风险大、创新动力不足等问题,2006年科技部会同中国保监会联合启动了科技保险的试点工作,以期在“先试点,后推广”的原则下,完善科技保险市场,为我国自主创新提供风险保障。甘肃省作为科技欠发达地区,其科技环境较差、高新技术产业化较低,更需要科技保险的支持。但纵观其科技保险的发展历程发现,自萌芽探索至今,甘肃省科技保险的开展一直处于停滞状态,供给、需求及政府支持都明显不足,对于科技风险的转移作用也未能完全体现。因此探讨科技保险在甘肃省开展的绩效水平,分析其影响因素对于充分发挥科技保险作用,进而促进区域创新具有重要意义。本文的研究共分为六部分。第一章总体阐述了论文的研究背景与意义、研究综述、研究思路及方法；第二章从科技保险的内涵、功能、特征及运行模式的角度对其相关理论进行了概述；第三章从甘肃省科技保险发展历程入手,以问卷调研分析为依据,从供给与需求两个方面展现了甘肃省科技保险发展现状；第四章运用DEA方法对2006-2011年的甘肃省科技保险的绩效进行了测算。结果显示,总体绩效水平较差,总产出水平明显不足；第五章基于测算结论,论文从宏观和参与主体两个角度探究了影响甘肃省科技保险绩效的因素；第六章针对影响因素,论文从发挥政府引导作用、提高保险公司科技保险供给水平和提供高新技术企业的科技保险利用度三个角度,提出了提升甘肃省科技保险绩效水平的对策建议。
[Abstract]:Innovation has been a constant topic for many years, and science and technology are regarded as the first productive forces. As the carrier of technological innovation, high-tech enterprises play an important role in the prosperity of local economy. However, enterprise R & D has high risk, which can lead to the failure and loss of R & D projects, thus hindering technological innovation. In order to solve the problems of high innovation risk and insufficient innovation power of science and technology enterprises, in 2006, the Ministry of Science and Technology and the China Insurance Regulatory Commission jointly launched the pilot work of science and technology insurance, with a view to perfecting the scientific and technological insurance market under the principle of "pilot first, then popularized". To provide risk protection for independent innovation in China. Gansu Province, as an underdeveloped area of science and technology, has a poor scientific and technological environment and a low industrialization of high and new technology, so it needs the support of science and technology insurance. However, looking at the development of science and technology insurance in Gansu Province, it is found that the development of science and technology insurance in Gansu Province has been in a stagnant state since its budding exploration, and the supply, demand and government support are obviously insufficient. For the transfer of scientific and technological risks can not be fully reflected. Therefore, it is of great significance to explore the performance level of S & T insurance in Gansu Province and analyze its influencing factors to give full play to the role of S & T insurance and promote regional innovation. This paper is divided into six parts. The first chapter describes the research background and significance of the thesis, research review, research ideas and methods, the second chapter from the connotation, function, characteristics and operating mode of science and technology insurance related theories are summarized. The third chapter starts with the development course of science and technology insurance in Gansu Province, based on the questionnaire investigation and analysis, shows the development status of science and technology insurance in Gansu Province from the two aspects of supply and demand. The fourth chapter uses DEA method to measure the performance of Gansu science and technology insurance in 2006-2011. The results show that the overall performance level is poor, the total output level is obviously insufficient; the fifth chapter is based on the calculation conclusions, the paper from the macro and participants two angles to explore the impact of Gansu Province science and technology insurance performance factors; This paper puts forward the countermeasures and suggestions to improve the performance of science and technology insurance in Gansu Province from the three angles of giving play to the role of government guidance, improving the supply level of science and technology insurance of insurance companies and providing the utilization of science and technology insurance of high-tech enterprises.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.7

【参考文献】