昆明市城乡一体化养老保险制度建设研究

发布时间：2018-07-15 13:12

【摘要】：提高养老保险统筹层次、实现养老保险城乡一体化是我国养老保险发展的必然趋势和客观要求。由于我国各地社会经济发展水平参差不齐，只能分阶段、有秩序地逐步从低统筹层次过渡到高统筹层次；从各地方养老保险城乡一体化过渡到全国养老保险一体化。本文紧紧围绕昆明市城乡一体化的养老保险体系建设这一主题，坚持理论联系实际，，综合运用文献分析、比较分析、实地访谈等科学分析方法,对昆明市养老保险制度的发展历程、基本现状进行综合分析。本文认为，昆明市城乡一体化养老保险制度建设存在着养老保险立法滞后、衔接困难、管理机构分散重叠、基层服务平台经办人员和经费不足、数据资源信息化平台建设滞后、养老保险基金收支不平衡等问题及困难。在科学分析统筹昆明市城乡养老保险制度的必要性、可行性和合理借鉴国外和国内部分省份养老保险制度一体化建设经验基础上，坚持立法先行、走适合地方实际的道路，提出通过健全养老保险法律制度、完善养老保险衔接制度、优化养老保险行政管理制度、强化多渠道促续保制度、加强资源数据信息化制度建设、规范养老保险基金运作制度和加强养老保险监督问责制度来加强昆明市城乡一体化养老保险制度建设的政策建议。这对于昆明市全面建设小康社会、切实改善民生、推进城乡一体化和促进和谐社会建设，对实现有参保愿望的城乡居民应保尽保，实现中央提出的“老有所养”目标，对促进昆明城乡劳动力转移，稳步推进城市化建设进程均具有重要意义。
[Abstract]:It is an inevitable trend and objective requirement for the development of endowment insurance in China to improve the overall planning level of endowment insurance and realize the integration of urban and rural endowment insurance. Due to the uneven level of social and economic development in various parts of our country, it can only be divided into stages and orderly transition from low overall planning level to high overall planning level, and from urban and rural integration of local endowment insurance to national pension insurance integration. This paper closely revolves around the theme of the construction of urban and rural integrated endowment insurance system in Kunming, insists on integrating theory with practice, synthetically applies scientific analysis methods such as literature analysis, comparative analysis, field interview, etc. This paper comprehensively analyzes the development course and basic status of the endowment insurance system in Kunming. This paper holds that the construction of urban and rural integrated old-age insurance system in Kunming is lagging behind in legislation, difficult to link up, decentralized and overlapping of management institutions, insufficient staff and funds for grass-roots service platform, and lagging behind in the construction of information platform for data resources. Pension insurance fund income and expenditure imbalance and other problems and difficulties. On the basis of scientifically analyzing the necessity, feasibility and reasonable reference of the integrated construction of endowment insurance system in urban and rural areas of Kunming, we insist on legislating first and take the road suitable for the local reality. Through perfecting the legal system of endowment insurance, perfecting the linking system of endowment insurance, optimizing the system of administrative management of endowment insurance, strengthening the system of promoting renewal of insurance through multiple channels, strengthening the construction of information system of resource data, The policy suggestions of standardizing the operation system of pension insurance fund and strengthening the system of supervision and accountability of pension insurance to strengthen the construction of urban and rural integrated pension insurance system in Kunming. This will effectively improve the people's livelihood, promote the integration of urban and rural areas and promote the construction of a harmonious society in Kunming, and ensure that urban and rural residents who have the desire to participate in insurance should be protected to the fullest extent, so as to realize the goal of "a sense of security for the elderly" set by the central authorities. It is of great significance to promote the transfer of urban and rural labor force in Kunming and to steadily promote the process of urbanization.
【学位授予单位】：云南财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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