海南民营橡胶树风灾保险补贴效率研究

发布时间：2018-07-21 19:37

【摘要】：利用条件价值法获取海南省儋州市、琼中县和白沙县3个橡胶树风灾保险试点地区胶农对橡胶树风灾保险的支付意愿,并运用福利经济学分析方法研究了供给受限制条件下橡胶树风灾保险的保费补贴效率。研究结果显示:财政补贴橡胶树风灾保险符合效率原则;橡胶树风灾保险政府补贴效率因区域和补贴率的不同而不同;橡胶树风灾保险补贴效率与补贴率呈负相关关系。因此,提出提高海南民营橡胶树风灾保险补贴效率的对策建议:扩大民营橡胶树风灾保险覆盖面;加大橡胶树风灾保险宣传力度;加大橡胶树风灾指数保险的推广应用。
[Abstract]:The conditional value method was used to obtain the willingness of rubber farmers to pay for rubber tree wind disaster insurance in 3 pilot areas of wind disaster insurance in Danzhou, Qiongzhong and Baisha counties, Hainan Province. The insurance premium subsidy efficiency of rubber tree windstorm insurance under restricted supply is studied by using the method of welfare economics analysis. The results show that: the financial subsidy of rubber tree wind disaster insurance accords with the principle of efficiency; the government subsidy efficiency of rubber tree wind disaster insurance varies with different regions and subsidy rates; the rubber tree wind disaster insurance subsidy efficiency is negatively related to the subsidy rate. Therefore, the countermeasures and suggestions to improve the subsidy efficiency of wind disaster insurance for private rubber trees in Hainan are put forward: to expand the coverage of wind disaster insurance for private rubber trees; to increase the publicity of wind disaster insurance for rubber trees; and to increase the popularization and application of wind disaster index insurance for rubber trees.
【作者单位】：海南大学经济管理学院;
【基金】：2016年海南省哲学社会科学规划课题[HNSK(YB)16-3] 2015年海南省自然科学基金资助项目(20157259) 2014年海南省高等学校科研项目(HNKY2014-29) 2014年海南大学校青年基金资助项目(qnjj1408) 2017年农业部天然橡胶监测预警网络建设及数据收集专项(151721301112422701)
【分类号】：F326.2;F842.6

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