未就业大学生医疗保障研究
发布时间：2018-07-21 22:12
【摘要】：2008年底，我国出台了《国务院办公厅关于将大学生纳入城镇居民基本医疗保险试点范围的指导意见》，明确提出将大学生纳入我国城镇居民基本医疗保险体系。按照加快建立覆盖城乡居民的社会保障体系和开展城镇居民基本医疗保险试点工作的总体要求，大学生按照自愿原则参加城镇居民基本医疗保险。 但是，很多刚毕业的未就业大学生无法立即落实工作，有相当一部分大学生毕业后没有直接走向工作岗位，或者有的工作只是临时工作。他们在大学期间投保参加的城居医保，并未将毕业后的这段不稳定就业期纳入考虑范围，而正是在这段时期内，，很多未就业大学生在医疗保险方面存在着问题：有的毕业大学生没有工作，不能参加医疗保障体系；还有不少用人单位为了减少用人成本，抵制新员工参加职工医保；另外，大学生医疗保障实行属地管理，大学生工作场所不稳定，也可能会造成了其医疗保障真空。 通过大量阅读国内外关于大学生医疗保障制度的文献，本文首先对未就业大学生的情况进行综述，其次，回顾我国大学生医疗保障制度的发展历程，对我国未就业大学生的医疗保障的现状进行研究并根据以上内容提出完善包含未就业大学生在内的新型大学生医疗保障的必要性，接着，通过大学生医疗保障的国际经验与借鉴来对我国包括未就业大学在内的新型大学生医疗保障制度的方案进行设计，包括制度的筹资、支付、基金的管理及运营，然后对方案的可行性进一步论证，最终提出解决未就业大学生医疗保障制度的对策和建议。
[Abstract]:At the end of 2008, the General Office of the State Council issued the guiding opinion on bringing college students into the pilot scope of urban residents' basic medical insurance, and put forward clearly the idea of bringing college students into the basic medical insurance system of urban residents in our country. In accordance with the overall requirements of speeding up the establishment of a social security system covering urban and rural residents and carrying out the pilot work of basic medical insurance for urban residents, college students participate in the basic medical insurance of urban residents in accordance with the principle of voluntary participation. However, many unemployed college students who have just graduated are unable to carry out their jobs immediately, and a considerable number of them do not go to work directly after graduation, or some jobs are only temporary jobs. The city housing insurance they insured during their college years did not take into account the unstable employment period after graduation, which was during that period. Many underemployed college students have problems with medical insurance: some graduates do not have a job and cannot participate in the medical security system; many employers resist new employees from participating in health insurance in order to reduce employment costs; in addition, The medical security of college students is managed in the territory, and the workplace is unstable, which may lead to the vacuum of medical security. By reading a large number of literatures about medical security system of college students at home and abroad, this paper first summarizes the situation of unemployed college students, and secondly, reviews the development of medical security system for college students in China. This paper studies the current situation of medical security for unemployed college students in our country, and puts forward the necessity of perfecting the medical security of new college students, including underemployed college students, according to the above contents. Through the international experience and reference of medical security for college students, this paper designs a new medical security system for college students in China, including non-employment universities, including the financing, payment, management and operation of the system. Then the feasibility of the scheme is further demonstrated, and finally the countermeasures and suggestions to solve the medical security system for unemployed college students are put forward.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.684
本文编号：2137021
[Abstract]:At the end of 2008, the General Office of the State Council issued the guiding opinion on bringing college students into the pilot scope of urban residents' basic medical insurance, and put forward clearly the idea of bringing college students into the basic medical insurance system of urban residents in our country. In accordance with the overall requirements of speeding up the establishment of a social security system covering urban and rural residents and carrying out the pilot work of basic medical insurance for urban residents, college students participate in the basic medical insurance of urban residents in accordance with the principle of voluntary participation. However, many unemployed college students who have just graduated are unable to carry out their jobs immediately, and a considerable number of them do not go to work directly after graduation, or some jobs are only temporary jobs. The city housing insurance they insured during their college years did not take into account the unstable employment period after graduation, which was during that period. Many underemployed college students have problems with medical insurance: some graduates do not have a job and cannot participate in the medical security system; many employers resist new employees from participating in health insurance in order to reduce employment costs; in addition, The medical security of college students is managed in the territory, and the workplace is unstable, which may lead to the vacuum of medical security. By reading a large number of literatures about medical security system of college students at home and abroad, this paper first summarizes the situation of unemployed college students, and secondly, reviews the development of medical security system for college students in China. This paper studies the current situation of medical security for unemployed college students in our country, and puts forward the necessity of perfecting the medical security of new college students, including underemployed college students, according to the above contents. Through the international experience and reference of medical security for college students, this paper designs a new medical security system for college students in China, including non-employment universities, including the financing, payment, management and operation of the system. Then the feasibility of the scheme is further demonstrated, and finally the countermeasures and suggestions to solve the medical security system for unemployed college students are put forward.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.684
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本文编号：2137021
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