保险业FDI对中国保险服务贸易的影响研究
发布时间：2018-07-27 10:13
【摘要】：伴随着国际贸易格局逐步向服务贸易方向转变，服务贸易在国际贸易中占据的地位越来越重要。与此同时，保险服务贸易伴随着服务贸易的发展在国际服务贸易中也逐渐崭露头角。并且随着服务业外商直接投资在全球范围的广泛发展，流入我国保险服务领域的外商直接投资也保持着较快的增长态势，，保险业FDI的流入会对中国的保险服务贸易产生怎样的影响效应，保险业FDI与中国保险服务贸易的发展之间是否存在一定的关系，这些正是本文试图研究和解决的问题。 本文以保险业FDI对中国保险服务贸易的影响效应作为研究对象，先是阐述了保险业FDI对保险服务贸易影响效应的一些理论基础并进行了简要的理论分析,然后运用我国保险业FDI与保险服务贸易相关数据就保险业FDI对中国保险服务贸易的影响效应进行统计分析并做了实证检验分析。具体研究思路为：首先对保险服务贸易概念、保险业FDI进行了概念与范围上的界定，对相关理论进行了阐述。然后简要分析和总结了流入我国保险服务业FDI的各种动机，对我国保险业FDI与保险服务贸易进行了现状分析。进而运用统计分析方法就保险业FDI对我国保险服务贸易影响效应进行了正、反两个方面的综合剖析。在实证分析部分，通过选取我国1998～2012年保险业FDI与保险服务贸易相关数据建立回归模型来分析保险业FDI与我国保险服务贸易总额、出口额、进口额、净出口额、保险服务产业内贸易指数（G-L指数）、贸易竞争力指数（NTB）及市场份额等数据的关系进行了实证分析和检验。 实证分析与理论分析的结果几乎是一致的，研究结果均表明:保险业FDI促进了中国保险服务贸易总额的增长，长期来看推动了我国保险服务贸易方式的变革与贸易模式的转型，使我国的保险服务贸易方式更加便捷、高效，对我国保险服务贸易竞争力提升有小幅的促进作用。但同时从短期来看，进入我国保险服务业的FDI也加剧了我国保险服务贸易的逆差，并且使我国保险服务贸易的出口集中度进一步恶化，也给国内保险监管部门带来了一定的监管压力。从长远来看，我国仍应该继续吸引保险业FDI的流入；但需要在保险业FDI的利用与配置方面进行适当的引导，以确保保险业FDI正面效应的充分发挥和避免负面效应的进一步扩大。 最后，根据本研究的研究结论及目前我国保险服务贸易的发展特点，本文分别从国家、行业和企业三个层面提出了相应的对策和建议。在国家层面，本人认为我国应继续加大保险服务业的开放力度但同时也要处理好保险服务业开放和保护的关系，加强对保险业FDI投资区位及投资方式选择的引导，促进保险服务贸易的国际合作；在行业层面，我国保险业监管部门应主动与国际化保险监督管理部门学习沟通与交流，推进行业内紧密合作并以行业自律辅助监管；在企业层面，我国保险企业应抓住保险服务市场全面开放的契机，提高对高效利用保险业FDI的重视程度，利用FDI增强企业自身的创新能力，加快混业经营的步伐，积极探索国际市场。
[Abstract]:With the change of international trade pattern to the direction of service trade, the position of service trade is becoming more and more important in international trade. At the same time, the insurance service trade has gradually emerged in the international service trade with the development of service trade. And with the wide development of foreign direct investment in the service industry, The foreign direct investment inflows into China's insurance service also maintains a rapid growth trend, what is the effect of the inflow of FDI in the insurance industry on China's insurance service trade, whether there is a certain relationship between the insurance industry FDI and the development of China's insurance service trade, which is the problem that this article is trying to study and solve.
This paper takes the impact effect of insurance industry FDI on China's insurance service trade as the research object. First, it expounds the theoretical basis of the impact effect of insurance industry FDI on insurance service trade and carries out a brief theoretical analysis. Then it uses the data of China's insurance industry FDI and the insurance service trade to make insurance service trade in China Insurance Industry FDI to China. This paper makes a statistical analysis and makes an empirical analysis. The specific research ideas are as follows: first, the concept of insurance service trade, the definition of the insurance industry FDI are defined and the related theories are expounded. Then, the various motives of the FDI in the insurance service industry in China are briefly analyzed and summarized, and the FDI of China's insurance industry is given. The present situation analysis is carried out with the insurance service trade, and then the effect of insurance industry FDI on China's insurance service trade is analyzed with the method of statistical analysis. In the part of the empirical analysis, the regression model is established to analyze the related data of the insurance trade between the insurance industry and the insurance industry in the 1998~2012 year of China. The relationship between insurance industry FDI and China's insurance service trade total, export volume, import amount, net export volume, trade index (G-L index) in insurance service industry, trade competitiveness index (NTB) and market share have been analyzed and tested.
The results of the empirical analysis are almost identical with the results of the theoretical analysis. The results of the study show that the insurance industry FDI has promoted the growth of the total amount of China's insurance service trade. In the long run, it promoted the transformation of the mode of insurance service trade and the transformation of the trade model in China, and made the insurance service trade in our country more convenient and efficient. At the same time, in the short term, the FDI that entered China's insurance service industry also aggravated the deficit of China's insurance service trade, further worsened the export concentration of China's insurance service trade, and brought certain regulatory pressure on the domestic insurance supervision department. In the long run, China still should continue to attract the inflow of FDI in the insurance industry, but it is necessary to guide the use and allocation of the insurance industry FDI to ensure the full play of the positive effect of the insurance industry FDI and to avoid the further expansion of the negative effects.
Finally, according to the research conclusions of this study and the characteristics of the development of China's insurance service trade, this paper puts forward corresponding countermeasures and suggestions from three levels of state, industry and enterprise. At the national level, I think that China should continue to increase the openness of the insurance service industry but also to deal with the opening and insurance of the insurance service industry. The relationship between protection and protection should be strengthened to guide the selection of FDI investment location and mode of investment in the insurance industry to promote international cooperation in insurance service trade; in the industry level, China's insurance regulatory departments should actively study communication and exchange with the international insurance supervision and management departments, promote tight cooperation within the industry and assist in the supervision of industry self-discipline; and On the other hand, China's insurance enterprises should seize the opportunity of the full opening of the insurance service market, improve the attention to the efficient use of the insurance industry FDI, use FDI to enhance the innovation ability of the enterprise itself, speed up the pace of mixed operation, and actively explore the international market.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.6;F752.68;F842
本文编号：2147501
[Abstract]:With the change of international trade pattern to the direction of service trade, the position of service trade is becoming more and more important in international trade. At the same time, the insurance service trade has gradually emerged in the international service trade with the development of service trade. And with the wide development of foreign direct investment in the service industry, The foreign direct investment inflows into China's insurance service also maintains a rapid growth trend, what is the effect of the inflow of FDI in the insurance industry on China's insurance service trade, whether there is a certain relationship between the insurance industry FDI and the development of China's insurance service trade, which is the problem that this article is trying to study and solve.
This paper takes the impact effect of insurance industry FDI on China's insurance service trade as the research object. First, it expounds the theoretical basis of the impact effect of insurance industry FDI on insurance service trade and carries out a brief theoretical analysis. Then it uses the data of China's insurance industry FDI and the insurance service trade to make insurance service trade in China Insurance Industry FDI to China. This paper makes a statistical analysis and makes an empirical analysis. The specific research ideas are as follows: first, the concept of insurance service trade, the definition of the insurance industry FDI are defined and the related theories are expounded. Then, the various motives of the FDI in the insurance service industry in China are briefly analyzed and summarized, and the FDI of China's insurance industry is given. The present situation analysis is carried out with the insurance service trade, and then the effect of insurance industry FDI on China's insurance service trade is analyzed with the method of statistical analysis. In the part of the empirical analysis, the regression model is established to analyze the related data of the insurance trade between the insurance industry and the insurance industry in the 1998~2012 year of China. The relationship between insurance industry FDI and China's insurance service trade total, export volume, import amount, net export volume, trade index (G-L index) in insurance service industry, trade competitiveness index (NTB) and market share have been analyzed and tested.
The results of the empirical analysis are almost identical with the results of the theoretical analysis. The results of the study show that the insurance industry FDI has promoted the growth of the total amount of China's insurance service trade. In the long run, it promoted the transformation of the mode of insurance service trade and the transformation of the trade model in China, and made the insurance service trade in our country more convenient and efficient. At the same time, in the short term, the FDI that entered China's insurance service industry also aggravated the deficit of China's insurance service trade, further worsened the export concentration of China's insurance service trade, and brought certain regulatory pressure on the domestic insurance supervision department. In the long run, China still should continue to attract the inflow of FDI in the insurance industry, but it is necessary to guide the use and allocation of the insurance industry FDI to ensure the full play of the positive effect of the insurance industry FDI and to avoid the further expansion of the negative effects.
Finally, according to the research conclusions of this study and the characteristics of the development of China's insurance service trade, this paper puts forward corresponding countermeasures and suggestions from three levels of state, industry and enterprise. At the national level, I think that China should continue to increase the openness of the insurance service industry but also to deal with the opening and insurance of the insurance service industry. The relationship between protection and protection should be strengthened to guide the selection of FDI investment location and mode of investment in the insurance industry to promote international cooperation in insurance service trade; in the industry level, China's insurance regulatory departments should actively study communication and exchange with the international insurance supervision and management departments, promote tight cooperation within the industry and assist in the supervision of industry self-discipline; and On the other hand, China's insurance enterprises should seize the opportunity of the full opening of the insurance service market, improve the attention to the efficient use of the insurance industry FDI, use FDI to enhance the innovation ability of the enterprise itself, speed up the pace of mixed operation, and actively explore the international market.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.6;F752.68;F842
【引证文献】
相关硕士学位论文 前2条
1 丁畅;中俄FDI促进双边贸易发展的实证研究[D];广东工业大学;2016年
2 孔萍;我国金融服务贸易国际竞争力研究[D];安徽大学;2015年
本文编号：2147501
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