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我国保险行业协会自治研究

发布时间:2018-08-21 10:15
【摘要】:在过去很长一段时间内,我国实行的是计划经济体制,经济生活中的政府角色极其浓厚,在这种氛围下,行业自治的空间狭小。随着“小政府、大社会”理念的提出,我国倡导公民权益的社会获得了发展的契机,公民自主与行业自治得到了广阔的发展空间。作为社会自治的一部分,行业协会自治对于推动政府职能转变发挥重要作用,在近年成立以来获得了较大发展,但还有很多不完善的地方,因而有必要进行系统的研究。保险行业自产生以来得到迅速的发展,保险行业自治在保险行业发展过程中发挥了举足轻重的作用,然而由于我国的保险业产生和发展的时间还不长,保险行业自治的观念和运行机制还不成熟,实践效果还不甚理想。本文首先对保险行业自治理论进行了基本的阐述,并在此基础上结合我国的实际分析目前我国保险行业协会自治面临的问题,之后针对问题提出建议措施。全文主要由四部分组成:第一部分首先阐述了行业协会的概念和特性,由此引出保险行业协会的基本理论,对保险行业协会的概念、特征和职能进行了介绍和分析。第二部分介绍了保险行业协会自治的相关理论,主要说明保险行业自治的属性、内容,自治的原因和局限这四方面的内容。第三部分就我国目前保险行业的发展进行分析,指出我国保险行业协会自治所存在的问题。第四部分对我国保险行业自治的未来发展进行了展望,提出了针对目前保险行业协会自治存在的问题,提出加强我国保险行业自治的对策。
[Abstract]:In the past a long time, our country implements the planned economy system, the government role in the economic life is extremely strong, in this kind of atmosphere, the profession autonomy space is narrow. With the idea of "small government, big society" put forward, the society that advocates the citizen's rights and interests in our country has got the opportunity of development, and the citizen autonomy and the profession autonomy have obtained the broad development space. As a part of social autonomy, the autonomy of trade associations plays an important role in promoting the transformation of government functions. It has made great progress since its establishment in recent years, but there are still many imperfections, so it is necessary to carry out systematic research. The insurance industry has been developing rapidly since its birth, and the autonomy of the insurance industry has played an important role in the development of the insurance industry. However, the insurance industry in our country has not produced and developed for a long time. The concept and operating mechanism of insurance industry autonomy are not mature, and the practical effect is not ideal. In this paper, the theory of insurance industry autonomy is expounded, and based on the analysis of the problems faced by insurance industry associations in China, some suggestions are put forward. The paper is composed of four parts: the first part describes the concept and characteristics of the industry association, which leads to the basic theory of the insurance industry association, and introduces and analyzes the concept, characteristics and functions of the insurance industry association. The second part introduces the related theory of insurance industry association autonomy, mainly explains the insurance industry autonomy attribute, the content, the autonomy reason and the limitation these four aspects content. The third part analyzes the development of insurance industry in China and points out the problems existing in the autonomy of insurance industry associations in China. In the fourth part, the future development of insurance industry autonomy in China is prospected, the problems existing in insurance industry association autonomy are put forward, and the countermeasures to strengthen insurance industry autonomy are put forward.
【学位授予单位】:复旦大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F842.3

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